We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

passing over of orange contract

i have a mobile phone with orange its on contract but the contract is registered in my OH's name and woth her address. the bills and all account information is sent to my address and bills are paid by direct debit from my account. the contract has now been held for 9 months with no late or missed payments. the contract was taken out by my OH because i failed there credit check on my application. does anybody know what the likely hood of them is transfering the contract over to myself as i have proved i can manage the acccount responsibly. any advice would be appreciated many thanks:confused:

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As the account is in his name, the paperwork will prove that he manages the account responsibility as it will be on his credit file, regardless of who pays the bill all they have no record is a name and an address, and a direct debit. As the contract has been going for sometime it maybe possible, but you will likely have another credit check down on you before the transfer would be done.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • Jon_01
    Jon_01 Posts: 5,931 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As DarkConvict says above, if you can pass the credit check Orange will move the acc into your name (or anyone else's for that matter). Only you know if you've a chance of passing the check ?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.