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CAA request updates / results part 2

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  • If you're making an offer (assuming you already have a default) then send something like this: Note it does offer 50% but change it slightly to suit, 50% is the suggested rate for default removal but worth haggling isn't it?

    hi NID,
    sorry to be a pain but do you have another template of "Letter to arrange payment for Default removal" to sent after the creditor has defaulted on CCA?
    I have different accounts where the creditor has sent an unenforceable CCA or nothing at all, so I have stopped payments about a year ago, but I just want to make F&F offers to see if I can remove the defaults and close the accounts all togather?
    thank you
  • Can someone point me in the direction of the step by step graph please?

    I made a CCA request in July & heard nothing til last week when I received a Pipex Bill & subsequently a 'Pending Ligation Proceeding' from S.R.J Debt Recoveries.
  • stapeley
    stapeley Posts: 2,315 Forumite
    hi, back again after long layoff , still not paid anything !
  • I've now been told that a CCA isn't required for agreements after 2007 if it can be proved that you benefited from the money.
  • thechippy
    thechippy Posts: 1,938 Forumite
    True,

    The agreement needs to be pre April 2007.......;)
    Happiness, is a Kebab called Doner.....:heart2::heart2:
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