We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

100 Day Challenge # 5 - All welcome!!!

12357…24

Comments

  • psychopathbabble
    psychopathbabble Posts: 5,889 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi JC
    Good to see you join this thread too. How are you getting on? I haven't used my cc since 11th November... not that long but it feels good for me! I can't quite cut the last one up, I always have a fear of some crisis or another and needing it to pay for something!
    Psychopathbabble
  • jasperconran
    jasperconran Posts: 756 Forumite
    psychopathbabble wrote: »
    Hi JC
    Good to see you join this thread too. How are you getting on? I haven't used my cc since 11th November... not that long but it feels good for me! I can't quite cut the last one up, I always have a fear of some crisis or another and needing it to pay for something!
    Psychopathbabble

    Hiya psycho, well, I havent quite got the hang of the payment a day yet. seem to be too disorganised! lol. but havent used the credit card now for about 2 weeks, so not too bad. I am thinking about putting mine in a block of ice in the freezer, so I wont get tempted!. I too, always worry that something will happen and I will need to credit card, but im sure we will be ok. we must stay strong!! we will get there!
    LBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(
  • psychopathbabble
    psychopathbabble Posts: 5,889 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm definitely not making a payment a day, but have started including my sealed pot which means it's almost every day, even if it's only pennies at a time. Yes we will get there!!
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Hi jc, welcome aboard! Still no slips here, although have lost track of what day we ar eon already :o

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi :)

    I'm giving up magazines! :) Shouldn't be too hard, but need to ring to cancel a subscription - the other one is a gift one thank goodness.

    Need to think if there is anything else I will give up too :D

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    I've added you Sea, then when you decide what else, I'll add that too :)

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Nearly had a wobble today... got a voucher through from Amex giving me a free gift worth £39 if I spent £50 online at Molton Brown..... I did everything, got to thye point where I had to enter my CC details..... and shut the browser down :) phew!

    So still going, but not always strong! Lol!

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Close call Sarah! Well done on resisting
    2019 fashion on a ration 0/66 coupons
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Hi Sarah, was looking out for this challenge to start again and still managed to miss it! Would I be able to join please? I am giving up buying food at work, getting the bus to work (will walk instead, as opposed to just not going! :p) and using credit card.

    Have not done any of these things since the challenge started anyway as was in training for it!

    Thanks and good luck everyone
    x
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Of course you can join shrimpy, I have added you to the front post :)

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture