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100 Day Challenge # 5 - All welcome!!!
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Hi JC
Good to see you join this thread too. How are you getting on? I haven't used my cc since 11th November... not that long but it feels good for me! I can't quite cut the last one up, I always have a fear of some crisis or another and needing it to pay for something!
PsychopathbabbleBecame Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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psychopathbabble wrote: »Hi JC
Good to see you join this thread too. How are you getting on? I haven't used my cc since 11th November... not that long but it feels good for me! I can't quite cut the last one up, I always have a fear of some crisis or another and needing it to pay for something!
Psychopathbabble
Hiya psycho, well, I havent quite got the hang of the payment a day yet. seem to be too disorganised! lol. but havent used the credit card now for about 2 weeks, so not too bad. I am thinking about putting mine in a block of ice in the freezer, so I wont get tempted!. I too, always worry that something will happen and I will need to credit card, but im sure we will be ok. we must stay strong!! we will get there!LBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(0 -
I'm definitely not making a payment a day, but have started including my sealed pot which means it's almost every day, even if it's only pennies at a time. Yes we will get there!!Became Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Hi jc, welcome aboard! Still no slips here, although have lost track of what day we ar eon already
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Hi
I'm giving up magazines!Shouldn't be too hard, but need to ring to cancel a subscription - the other one is a gift one thank goodness.
Need to think if there is anything else I will give up too
Sea xxxxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
I've added you Sea, then when you decide what else, I'll add that too
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Nearly had a wobble today... got a voucher through from Amex giving me a free gift worth £39 if I spent £50 online at Molton Brown..... I did everything, got to thye point where I had to enter my CC details..... and shut the browser down
phew!
So still going, but not always strong! Lol!
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Close call Sarah! Well done on resisting2019 fashion on a ration 0/66 coupons0
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Hi Sarah, was looking out for this challenge to start again and still managed to miss it! Would I be able to join please? I am giving up buying food at work, getting the bus to work (will walk instead, as opposed to just not going!
) and using credit card.
Have not done any of these things since the challenge started anyway as was in training for it!
Thanks and good luck everyone
xBarclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid0 -
Of course you can join shrimpy, I have added you to the front post
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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