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100 Day Challenge # 5 - All welcome!!!

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  • Hi JC
    Good to see you join this thread too. How are you getting on? I haven't used my cc since 11th November... not that long but it feels good for me! I can't quite cut the last one up, I always have a fear of some crisis or another and needing it to pay for something!
    Psychopathbabble
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Hi JC
    Good to see you join this thread too. How are you getting on? I haven't used my cc since 11th November... not that long but it feels good for me! I can't quite cut the last one up, I always have a fear of some crisis or another and needing it to pay for something!
    Psychopathbabble

    Hiya psycho, well, I havent quite got the hang of the payment a day yet. seem to be too disorganised! lol. but havent used the credit card now for about 2 weeks, so not too bad. I am thinking about putting mine in a block of ice in the freezer, so I wont get tempted!. I too, always worry that something will happen and I will need to credit card, but im sure we will be ok. we must stay strong!! we will get there!
    LBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(
  • I'm definitely not making a payment a day, but have started including my sealed pot which means it's almost every day, even if it's only pennies at a time. Yes we will get there!!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Hi jc, welcome aboard! Still no slips here, although have lost track of what day we ar eon already :o

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi :)

    I'm giving up magazines! :) Shouldn't be too hard, but need to ring to cancel a subscription - the other one is a gift one thank goodness.

    Need to think if there is anything else I will give up too :D

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • I've added you Sea, then when you decide what else, I'll add that too :)

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Nearly had a wobble today... got a voucher through from Amex giving me a free gift worth £39 if I spent £50 online at Molton Brown..... I did everything, got to thye point where I had to enter my CC details..... and shut the browser down :) phew!

    So still going, but not always strong! Lol!

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Close call Sarah! Well done on resisting
    2019 fashion on a ration 0/66 coupons
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Hi Sarah, was looking out for this challenge to start again and still managed to miss it! Would I be able to join please? I am giving up buying food at work, getting the bus to work (will walk instead, as opposed to just not going! :p) and using credit card.

    Have not done any of these things since the challenge started anyway as was in training for it!

    Thanks and good luck everyone
    x
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • Of course you can join shrimpy, I have added you to the front post :)

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
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