Amazon £15 voucher

ultimatedingbat

Want to check this out with peples. Been sent an offer by amazon to get a £15 voucher if i take their credit card and make any purchase on it.

Can I buy a book, then get rid of the card after i get the voucher?

maia_hill

I recently got a Amazon credit card for this reason, made a purchase on it and then the CC got £15 credited onto it. So when the statement arrives (have already checked it has gone through online!), will only have to pay £17 odd for something costing £32. Intend to then cancel card. HTH.

lisa21

I've done this too, applied for the card online and it was instantly accepted, was able to use it for purchases on Amazon even though I didn't actually have the card yet, used it on a £17 purchase then got a statement with £15 credited so only £2 to pay. Paid it off and cancelled the card, no probs xx

katec_2

Found it here:

http://www.amazon.co.uk/gp/cobrandcard/marketing.html?ie=UTF8&%2AVersion%2A=1&tmccode=1&%2Aentries%2A=0


I'm really quite tempted by this. How do you have to cancel Lisa, in writing or over the phone?

babyx1uk3

oo i would like to know this too, how easy is it to cancel afterwards? x

Snarf999

If you're going to cancel, it's always worth using all the options available (tell them over the phone and write to them) to ensure it's definitely done.

It's also worth noting that you shouldn't do this sort of thing (applying for a card then cancelling almost straight away) too often as it can actually hurt your credit rating, making it harder to get cards, contracts, mortgages etc in the future.

jenniewb

I took the card a few years ago. Works well, its actually one of the better CCs to get according to this and a few other sites. Its a card you get points on for using, but after 2 years, becomes a Halifax CC. This is because it is owned by Halifax bank anyway.

Its no different to a normal CC, pay off the balance each month/set up a direct debit to pay off the full balance each month and you pay nothing to use it.

If you get a CC and keep paying off what you buy each month, it can actually improve your credit score- but you MUST pay it off -set up a direct debit or make sure you check online and pay off what you have spent, don't get yourselves into debt, this is what spoils your CC score.

Old_Gold

Just applied online and have not got an instant acceptance. In my house over thirty years which goes beynd their scale and have not had any problems with paying off on my other card.
Do they normally give instant acceptance or I am I just being unlucky or is their something I should be concerned about?

jenniewb

Old_Gold wrote: »

Just applied online and have not got an instant acceptance. In my house over thirty years which goes beynd their scale and have not had any problems with paying off on my other card.
Do they normally give instant acceptance or I am I just being unlucky or is their something I should be concerned about?

I got 'instant acceptance' but this was before "The Recession" so probably banks were a bit more frivolous back then. I would have thought they may want to do more research just to verify you are someone they want to lend to- Banks are getting alot of flak ATM for lending to anyone and everyone (including to those of us who struggle on minimum wage!) so maybe the FSA has made them do certain checks or similar, if you get refused and are not sure, you can normally ask why and they will tell you. If things don't add up, then start to worry!

noapron

I've just had an email to say the card is on its way but they have so generously made it my default card already so I can use it right away. They're all heart.

I'm about to spend just under £45. Is the £15 a credit on the card, i.e.is it lopped off the total bill? Or is it that I can spend another £15.00 and incur no charge? (i.e. they've shifted £60.00 worth of stuff?). I'd prefer it if it were a credit and I don't have to pfaff around entering voucher codes for finding something else to order.

Would also like to know if in the fullness, it is easy to cancel the card. I read on here that after 2 years the card morphs into a Halifax card - though mine is definitely labelled as coming from Bank of America. I find credit cards a bit of a liability because you're effectively carrying that amount of cash around. I usually only stick to one at a time.

I must admit it was the £15.00 offer that attracted me, I don't want it for a balance transfer or anything and I do use the Amazon site for presents etc.

Also when reading the blurb about the card, I have not seen any reference to any annual fees, so I'm assuming there aren't any tucked away in some nasty small print.

Thanks in advance for any replies.

jellyhead

I spent £3.99 on a book from amazon and then paid it off. They credited £15 to my credit card account. I did a balance transfer (there is a 0% offer, 3% fee I think) and now my card balance is the amount of the transfer plus fee, minus the £15 so even though it says £15 amazon voucher it seems to just be a credit on the card really.