2010 MF Wannabes

wynnvegas

poppyoscar wrote: »

I'm going to have a few months to regroup, then i'm going to start to save for either an BTL apartment which could ultimately be a retirement home, or a house to move on to which would require work but would be fabulous when finished and with a decent garden which i don't have here and miss so much! The plan will be to do whatever with as small a loan as possible. Will find it very hard to get out of my MFW habits anyway I think! :rotfl:

I'm certainly liking the idea of a few months to indulge just a wee bit. We've decided today that we're going to take a few family members with us to Vegas next year and we'll have a big "mortgage no more" party in November / December. Congratulations again.

Cheers,

Billy

greent

173 reporting in with another £50 OP for August. Not sure I'll manage any more this month - 2 short trips away (nowhere exotic - Newcastle & N Devon!), our anniversary, BF's 40th and the dreaded trip to Clarks for 3 school age children and one 14 month old - ouch!!

Will try harder in September!

sheslookinhot

Well Hello MFW's, almost there. After August payment I am now left with a mortgage balance of just £257. Three years ago it was over £30k but a concerted drive, helped by all the contributors to this forum, has taken me to the brink of being MF.

However, just back from Portugal, my fourth trip in 3 years and dare I say it was looking at some nice apartments in the eastern Algarve. After treating myself to maybe another holiday after becoming MF, it is a tempting possibility. But the thought of another mortgage well, who knows?

I guess paying for a flat in Portugal, could be looked at as enjoying the fruits of my drive to become MF on my home in Scotland. Otherwise its only going to be saved, as a new car for example I will not buy.
Keep up the good work everyone, you'll get there in the end :T

Kerry_Woman

greent wrote: »

173 reporting in with another £50 OP for August. Not sure I'll manage any more this month - 2 short trips away (nowhere exotic - Newcastle & N Devon!), our anniversary, BF's 40th and the dreaded trip to Clarks for 3 school age children and one 14 month old - ouch!!

Will try harder in September!

Hope you enjoy your trips, anniversary and wishing your BF happy 40th.

NoobySaver

Number 95 checking in for August. Overpaid another £1,250 this month so still on track to hit our new target of being mortgage free by Christmas 2012. Balance now outstanding is a tad over £45,000 - it's nice to see that figure drop nicely every month now.

With interest rates looking like they are on hold for longer than people thought we should have our mortgage down to an amount where when they go back up it really should not have any real impact on us which is also a good feeling. Naturally by the end I will be ranting about how low interest rates are as I will be a saver!! Watch this space :rotfl:

greent

173 back again - another £35 today - had unexpected £25 premium bonds cheque, so added a £10 to it for the OP

mummyofonechild

greent wrote: »

173 back again - another £35 today - had unexpected £25 premium bonds cheque, so added a £10 to it for the OP

Congratulations xx

greent

mummyofonechild wrote: »

Congratulations xx

thank you We have money in PSBs because when my OH was made redundant last year the company didn't take enough tax - so we will have a rather large tax bill to pay in January:eek: I wanted the money fairly easily accessible and safe but somewhere that I could forget about it. We've only won £225 (whoo hoo!) - but that's still £225 for money that isn't ours in reality - and there's always that slim chance that it could result in a big win!!:D:D

Having done a rough tax return for him I think we'll have £1k 'too much' put aside for the bill - I think everyone can guess where that'll end up going!:rotfl:

cake21

1. cake21 - £16000 / £687 / £12760
2. cha97michelle - £5000 / £651.2 / £2558.99
3. cookie 9 - £6000 / £ / £1600
4. someday soon - £6500 / £881.47 / £6170.29
6. pammyj74 - £3000 / £400 / £3076.4 Target reached July!! :j:j
9. pollys - £5000 / £50 / £6050
10. pigtails_21 - £3500 / £350 / £2150
11. gallygirl - £25000 / £6006.42 / £8899.01
12. violetblue - be mortgage-free! (£4000 OP) / £4000 / £4000 Target reached July!! :j:j
13. chirpchirp - £13200 off mortgage, £9500 in savings / £2166.69 / £14436.6
14. SOandSO - £20000 / £1600 / £11200
15. Lynn11 - £4100 / £655 / £2510
17. wynnvegas - be mortgage-free! (£22440 OP) / £2958.92 / £14093.44
18. golfiematt - £4000 / £500 / £3500
19. uzubairu - reduce mortgage to £65000 (£10000 OP) / £950 / £6380
20. Little Mama - £5000 / £397.02 / £3453.79
23. gratefulforhelp - £3000 / £148 / £1498
26. waughc01 - £13750 / £750 / £10250 2nd target reached July!! :j:j
29. financialbliss - £6000 / £500 / £3500
30. black taxi - £7200 / £543 / £4377
37. ironman1 - £4000 / £644 / £3129
41. Kerry Woman - £1500 / £100 / £1340
42. ajmoney - £1200 / £139.76 / £978.32
48. SmileyG - £2760 / £250 / £1750
51. Di-Dough - £2000 / £131.67 / £905.25
52. fluffysox - £10000 / £510 / £9345
54. Kerfuffle - £2010 / £364.55 / £2451.85 Target reached July!! :j:j
56. narnie1 - £11000 / £1200 / £5500
60. glitterball - £10000 / £639.29 / £8753.24
65. Kazby - £10000 / £605 / £11402.39
66. puddle96 - £12000 / £1057.82 / £8025.08
69. LilacPixie - £1200 / £140 / £1182.64
70. sheslookinhot - be mortgage free! (£5000 OP) / £650 / £4680
81. abouttimetoo - £9600 / £500 / £3800
82. CrushedKitten72 - £700 / £40 / £320
83. jaywhoopee - £4000 / £327.03 / £2285.16
84. zebedy - £6000 / £5000 / £6000 Target reached July!! :j:j
90. kizzie01 - £4200 / £443.64 / £1799.74
91. AvidSaver - £2200 / £400 / £2400 Target reached July!! :j:j
93. ekroys17 - £6000 / £662 / £5771
94. Mr Pickwick - Completely clear £27,666 mortgage (£23573 OP) / £2120.84 / £14845.88
95. NoobySaver - Mortgage free Christmas 2012 (£23850 OP) / £1250 / £17600
96. Needhelpsaving - £1500 / £96.27 / £1633.15
97. Moniker - be mortgage free! (£6000 OP) / £500 / £3500
98. Sunny Donny - £500 / £40 / £281.54
99. wilsons - £1200 / £172 / £1243.15 Target reached July!! :j:j

cake21

101. miss undastood - £7200 / £640.85 / £8042.56
102. canne - A$13000 / A$1521.46 / A$9652.23
108. k2tog - £2500 / £92.4 / £555.4
109. elatan - £1500 / £250 / £1025
112. poppyoscar - be mortgage free by January 2011! (£3000 OP) / £923 / £7976.13
113. SalsaDanca - £8500 / £87.23 / £6302.72
119. fieldofdreams - Completely clear £22500 mortgage! / £2400 / £7300
121. vwchris - £14500 / £400 / £9400
122. NellieB - £3000 / £300 / £2300
124. rumncoke - £12000 / £1622 / £10057
126. chelly78 - £1700 / £172 / £1540.09
127. moggyr - £3000 / £485 / £4238
128. froddington - £3000 / £250 / £2527
138. anthonini - £4500 / £500 / £2500
139. curlygirl1971 - £2000 / £437 / £1631
141. Cazzdevil - £2010 / £179 / £1253
144. HarveyGal - £10000 / £1500 / £7376
145. Mellyd - £600 / £50 / £300
149. skaps - £700 / £60.11 / £360.77
150. mummyofonechild - mortgage-free by 2012! (£1200 OP) / £150 / £1000
159. fruitdogs - £12000 / £870 / £6436.68
164. SimbaK2K - £2000 / £50 / £900
165. katiegizmo - £1500 / £235 / £1185
169. Janeh99 - £10000 / £300 / £5900
171. albionsarah - £15000 / £650 / £17050
172. FirstTimeSaver - £1300 / £ / £661.33
173. greent - £10000 / £455 / £3036
177. Parnott - £6000 / £500 / £3700 Original target reached July!! :j:j
178. Lilium - £7500 / £1200 / £3400
180. pencekeeper - £27300 / £1900 / £20846
181. boysma - £1300 / £100 / £100
183. lighthousescotland - £1320 / £115 / £532.95
184. newgirly - £2113 / £274 / £740
188. Fibabe - £4000 / £500 / £1800
190. delmar39 - £600 / £75 / £185.21
192. ElusiveLucy - £5000 / £500 / £2814.3
193. clearing_out_my_pockets - £1000 / £129.17 / £686.41
196. mummytotwo - £475 / £79.24 / £79.24
197. mlz1413 - £2000 / £371.93 / £371.93
198. misselvis - £1800 / £325 / £575 Original target reached July!! :j:j
199. Chazolate - £500 / £100 / £100


TOTAL - £1,213,191 / £57,587 / £617,620