Unenforceability & Template Letters II

terimon

Quality! They will stoop to anything.

I have thought at times that i am wrong. But having been a customer for 13 years and getting screwed with interest and charges they are getting what they deserve.

I did try and reason with them at the start, asking for help and attempted to get things sorted.

Sod them!!!!!!!!!!!!!!

Wispa1

Wispa1 wrote: »

Sorry the answers are in the above. I am still trying to work out how to use this system

Thanks NID - will send the letters of today. You are a star :T

leemuddywaters

Hi, I sent a CCA request on the 24/11/09 to cap one, Ive just looked over the letter again and realised that I stupidly forgot to date the letter.

Does this give them enough leverage not to reply?

Numpty_Monkey

never-in-doubt wrote: »

Lol, they are trying it on with you mate? They must realise that delaying things doesn't help them and whilst they 'search' for the document, you do not have to pay (no derogatory data can be registered either)....

If they don't reply within 30 days from the actual date you sent the original CCA request then you must tell them the debt is unenforceable until such time they comply with your request. It could take them a year to 'find' it (sorry meant make one up for you lol) - why should you wait for them? You shouldn't!

You send this after 30 days - tough if they haven't found it! 4. CCA Dispute

Good Luck mate -

Cheers mate you can always pop in for a brew if you want :beer:
we live in the same town:D

never-in-doubt

leemuddywaters wrote: »

Hi, I sent a CCA request on the 24/11/09 to cap one, Ive just looked over the letter again and realised that I stupidly forgot to date the letter.

Does this give them enough leverage not to reply?

No mate cos you sent it recorded right, therefore you should have a date it was signed for which is where you count 12 days from

never-in-doubt

Numpty_Monkey wrote: »

Cheers mate you can always pop in for a brew if you want :beer:
we live in the same town:D

A Leeds lad are we :D

I'll PM you to see where abouts lol (there's a few of us here!).....

Numpty_Monkey

Leeds is a big city;)
I'm one of the nice ones from where I live:A:D:D

smifff_2

ooops, I didn't send mine recorded. Main reason is that whenever I've sent stuff recorded I've never got a signed thingy back.

Numpty_Monkey

You can check they have recieved the leters through
Royal Mail check

You need to look on the receipt from the post office for the code:cool:

leemuddywaters

never-in-doubt wrote: »

No mate cos you sent it recorded right, therefore you should have a date it was signed for which is where you count 12 days from

Ah right nice one, I didn't get the slip but it was sent on the 24th so the 12 days are up - still nothing back from them!