Debtbegone's Debtbusting Diary

debtbegone

Eep, work is crazy silly busy right now! Which is good, but leaving me with no oomph to do all the other stuff I should be doing too

Just under a tenner through from quidco today keep remembering to go through there when buying things (and things for work too, shhhh!!) and every penny counts. Also have managed to transfer the next £50 from ebay sales profit to my bank account :T Here's hoping for another £50 before the end of the month

Should really get to bed, got lots to be getting on with tomorrow so a good nights sleep is a must

debtbegone

My current plan of action:

*OD will be gone by the end of the week
*CC number 3 WILL be cancelled at the start of next month (taking away my ability to use it)
*CC number 2 WILL be attacked and WILL be gone by the end of the year.

Need to keep my head up and chip away at it constantly, keep myself thinking how great it'll be when I don't have all these monthly payments to make and how much money I'd have to actually spend on nice things. How even though the task is massively daunting at the moment it NEEDS to be done.

(Can you tell I've been feeling a bit flat lately a positive mental attitude is a must :T)

debtbegone

:wave: Hello!!

Have been majorly busy with work, not had time to stop and think! The car's also had some major problems so I'm yo-yoing in and out of the od :mad: but am doing way better than I have been for a while - think staying positive is the key

Not much really going on, just listing stuff for a few quid here and there on ebay and working hard at the main job to try and get some bonus. Really need to get back into the surveying/review writing etc.

Some snow here AGAIN today, just wish it would stop. My poor wee nose is permanently frozen and red, roll on summer!

Purpleroses

helloooooooooo anybody out there???

Hope all is well x

debtbegone

Hello! How're you? Escaping frozen limbs? :rotfl:My nose is permanently red at the moment.

I've been bad and spent most of feb away from mse (debts have gone up slightly not down as a result )

I think I set myself targets that are just really not achievable, then get lazy about sorting it out when my target date has past, whoops! That will be no more, especially once myself & himself move in. So I really need to sit down and work out a proper budget and an achieveable plan of action.

Can't wait to be free of them so I don't have to worry and think about it all the time, fingers crossed by the end of next year I'll be rid of the credit cards, that would be really good

debtbegone

Getting back into the nsd swing of things Taking my lunch to work (I slipped up through feb )

Hopefully today will be nsd number two

Also working hard on upping my income, which is really the main thing I need to do to start shifting the debt. On that note I'd better get back to work!

debtbegone

Must not nip to the shop for chocolate. Must not nip to the shop for chocolate. Must not nip to the shop for chocolate. and repeat

Purpleroses

lol did you manage to stay away from the shop?

debtbegone

I did! So proud of myself

I've made myself up a wee set of squares, just 10 x 10, one square for each £100 I get shot off the cards. Hoping that'll help me along the way.

Got to get listing some more bits and pieces on ebay just now, feeling super motivated for it so should be a breeze

Hope things are good with you purple

Purpleroses

yay well done :T

Things are good here ta. been super busy with work so not managed to do much money making wise. Hoping to get some listings on ebay this weekend.

Hope the motivation lasts