CCJ - knew nothing about it! HELP!!

Inbetweener_2

Daisy_Duck wrote: »

Hello

Sorry to hear you haven't got this sorted yet

Did you look at the websites I linked you to in November- Post # 4?

They have specific parts that tell you how to get a CCJ set aside if you did not receive the correct paperwork.

Good Luck

DD

its ok - I think I may be getting there finally!....I did look at those sites and spoke to the national debtline (cannot fault them).

The information I recieved to try to set aside a CCJ stated it is achievable if:

"you had a good reason for missing the hearing"

I would say that, as all the literature I have now received from the debt collectors states any date, I have a chance? A N244 is on its way to me in the post now.

I will be stating in the N244 that if I was given a date I would have done something about this. (eg how can I do anything about it if I don't know its happening?)

Is this all I can do - or am I missing something vital/something obvious??

Thanks again

Inbetweener_2

Hello again - I think I am making progress: The district judge has set up a 20 minute hearing for in a couple of weeks. It will apparently be me there as well as the football lot (or will it be the debt collectors?).

What I would like to know is: firstly, is this promising? and secondly, what do I need to do??

Are they going to turn up fully armed and make me look like a debt-avoider?

If anyone has any info it will (again) be really really appreciated.

DarkConvict

It is promising, it means the judge is willing to hear your side.

Just bring the paperwork, tell your story ( write down a timeline of events) and show what you can actually pay for this.

Daisy_Duck

I agree, it sounds promising.
As said above, all you need to do is take along the paperwork you have and tell your side of the events as you know them.

The onus will be on the other guys to prove that you received the correct paperwork informing you that they were taking you to court to enter a judgment. As you've already requested this from them and they have not sent it, I would assume that they did not send this out in the first place.

To be honest, I would not be surprised if they did not even turn up to the court.

Keep us posted!

Inbetweener_2

Just a quickie - the court papers say Football Mundial vs Me. Will it be Football Mundial who attend, the debt collectors or the solicitors (who worked on behalf of football mundial)?

Obviously I hope none of them do!

onlypaddy

if anyone, probably the solicitors.

remember, if you win you can claim all travel expenses and lost wages as part of the settlement

Inbetweener_2

onlypaddy wrote: »

if anyone, probably the solicitors.

remember, if you win you can claim all travel expenses and lost wages as part of the settlement

I thought this as surely the debt has been bought? But then they wouldnt know too much about the original circumstances (which is fine by me!).

Inbetweener_2

Inbetweener wrote: »

I thought this as surely the debt has been bought? But then they wouldnt know too much about the original circumstances (which is fine by me!).

I hope someone can now help me!

I have just had a piece of paper put through my letterbox as Marston High Court Enforcement Officers have been round and are saying they will be back to sieze goods!! Who are they?: and how can i go this far when I didnt even know about it til recently (and hence getting it hopefully set aside)?

They have also added £500 on to the debt!

Please can someone help?

Thanks

Britwife

Have you gone to court yet?

Is the letter about the same debt? If so, maybe they're trying to get what they can before court. Wish I was of better help but I'm sure someone else will come along.

Inbetweener_2

Britwife wrote: »

Have you gone to court yet?

Is the letter about the same debt? If so, maybe they're trying to get what they can before court. Wish I was of better help but I'm sure someone else will come along.

not yet, court is on the 16th...

I thought that too about getting what they can beforehand and the court has said they cannot claim anything until after then - 'but they can still try'!