We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CSA could cost me my career

1356

Comments

  • KimYeovil wrote: »
    So who should the money come from? Neither of the parents? The nrp should keep their money and expect others to pay for their children?

    The OP has £850 per month left. In what way is that remotely crippling? If the OP had higher or any housing costs then that would be appropriately reflected. It's not as if the RP pockets the money in addition to other dues.

    The money should some from BOTH parents not just thr nrp. £650 per month is alot of money for one child (obviously we don't know whether this includes arrears which would be a seperate matter) and I am sure there are very few of us that would spend this figure solely on their child so therefore the pwc would be pocketing the extra. At least with CSA2 it is just a percentage of your salary and not made up of all these costs etc as it would appear that if you are sensible and have fewer outgoings you are penalised:confused:
    I don't think anyone should expect the state to fund their part towards their child but I accept that in current times this is sometimes a situation that either party could find themselves in.
    I am not anti pwc's I have friends who are in that "catergory" and I have given advice to pwc's on here but I do think that in some cases it becomes about how much money some people can get as opposed to a true cost towards raising children that they both (in most cases) agreed to bring into the world. I have in past times paid money to my husbands other children to help them out which I obviously have no responsibility to but they are children and it is not their fault.
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    The money should some from BOTH parents not just thr nrp. £650 per month is alot of money for one child (obviously we don't know whether this includes arrears which would be a seperate matter) and I am sure there are very few of us that would spend this figure solely on their child so therefore the pwc would be pocketing the extra.

    Are you sure? My partner pays three times that amount each month (non CSA case), and that money and more goes on his daughters, not mum!

    You are making lots of assumptions, all which could be wholly incorrect to the OP's situation. Perhaps you should stick to the facts, because at the moment you appear to be creating your own little scenario!
    Gone ... or have I?
  • £2000 a month.Does he have a bus load of kids?
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    His housing costs are deemed to be nil or extremely low due to army accomodation is my educated guess - hence the high disposable income.
  • kelloggs36 wrote: »
    His housing costs are deemed to be nil or extremely low due to army accomodation is my educated guess - hence the high disposable income.


    What happens when he leaves the army and has high housing costs will his maintenance go right down?:confused:

    Obviously the op hasn't returned so we don't know the full situation
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
  • Write to your MP. Give him/her 7 days to sort it before you go to the press. If that is a problem, get your mum or someone else to go to the press with your story.

    Like the taliban, the CSA like easy targets.

    Good luck.

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What happens when he leaves the army and has high housing costs will his maintenance go right down?:confused:

    Obviously the op hasn't returned so we don't know the full situation

    That would depend on where they go! If they get a mortgage or rent, then yes, it would be taken into account and drastically reduce his available net income and therefore his assessment.
  • LizzieS_2
    LizzieS_2 Posts: 2,948 Forumite
    What happens when he leaves the army and has high housing costs will his maintenance go right down?:confused:

    Yes it would, but so could his income - he could still end up worse off even if he doesn't have to pay a penalty for leaving the military without serving full notice.

    I'm guessing there are arrears, but he's paying over 43% of income too (I thought it was 40% maximum?).
  • Sorry it has taken me a while to get back to you guys and thanks for all the comments , ok so since the first time i made a payment to the csa in 2003 i have never missed a monthly payment i obviously incured arrears in the time it took them to prove paternity but the debt with them was cleared by first monthly payments then a one off payment to reduce my monthly bill back to £312 from £440.

    when i was promoted this year they asked for my payslips and then whacked me with an increase to £550 a mth and told me i then owed them £4500 in arrears????? from where???? of which i paid £3000 upfront and now £650 a month for 10 months for the rest.

    I would also like to make it clear i could have run from this situation i chose not too yet i feel i am being harshly dealt with , in answer to a comment about the mother of my child .... she has never allowed me access , moved numerous times and has a long term partner who my child thinks is dad ( i understand she doesnt want to spoil what she has and it isnt her that demands the money from me its the csa so my anger lies with them )

    how can they keep fobbing people in my situation off for 7 yrs with " the reason you havent moved onto the new system is because of computer database problems " YET I WAS RE-CALCULATED BY THE SAME SYSTEM PRESUMABLY . SHAMBLES !!!!
  • Kimitatsu
    Kimitatsu Posts: 3,886 Forumite
    1,000 Posts Combo Breaker
    Sorry it has taken me a while to get back to you guys and thanks for all the comments , ok so since the first time i made a payment to the csa in 2003 i have never missed a monthly payment i obviously incured arrears in the time it took them to prove paternity but the debt with them was cleared by first monthly payments then a one off payment to reduce my monthly bill back to £312 from £440.

    when i was promoted this year they asked for my payslips and then whacked me with an increase to £550 a mth and told me i then owed them £4500 in arrears????? from where???? of which i paid £3000 upfront and now £650 a month for 10 months for the rest.

    I would also like to make it clear i could have run from this situation i chose not too yet i feel i am being harshly dealt with , in answer to a comment about the mother of my child .... she has never allowed me access , moved numerous times and has a long term partner who my child thinks is dad ( i understand she doesnt want to spoil what she has and it isnt her that demands the money from me its the csa so my anger lies with them )

    how can they keep fobbing people in my situation off for 7 yrs with " the reason you havent moved onto the new system is because of computer database problems " YET I WAS RE-CALCULATED BY THE SAME SYSTEM PRESUMABLY . SHAMBLES !!!!

    I have only one side of the story here and I can see you are understandably frustrated (trust me I am still batling the CSA system that is SUPPOSED to help children!)

    You say you have had to decide paternity so I would assume that you denied paternity to begin with? Sitting on the fence and looking at both sides this must have upset the NRP somewhat, especially as being in the army you know they will automatically deduct from earnings, which is possibly where some of the angst has come about contact. Just a comment!

    Contact and maintenance are not linked - this is to protect the PWC who has left a relationship for reasons of violence or abuse, or to protect the child. So regardless of how much you pay, if you want to see your child you need to go to court for a contact order, and a CAFCASS officer will be assigned to your case. They will then interview you, your ex partner and the child (dependant on their age) and decide if any contact is recommended and in what form it should take. Be warned that if it has been some time you do run the risk of no contact being awarded, or if it is awarded then it will be by letters, or phone calls possibly to begin with. It will be what is deemed in the best interest of the child rather than what either parent wants.

    Have you asked them for a statement of account? You need to ask them how the arrears have been accrued and what they are for -the CSA is notorious for not being able to add up. However if you have had a change of circumstance (promotion or a pay rise) and you have not informed them then they will back date the award to when that happened and so the arrears will accrue, which under current guidelines have to be paid back within 24 months. 10 months seems a little harsh to me so you can ask for the arrears to be taken over a longer period of time to prevent financial difficulties.

    The computer system we could all go on about for years! My husband has a CS1 claim against him and every time something changes we have to have it manually recalculated (which is pretty much what happens to everyone!) because the computer cant accept any changes any longer. All of the existing CS1 claimants will basically stay there now - I know its not fair but unless your ex closes the case and re-opens it after 13 weeks or you both come to a private arrangement and close the case then it will remain in force.

    7 years is a long time and whatever your issues with your ex partner, your relationship with your child is suffering because of it. My suggestion would be to try to make contact with your ex and start some bridge building so that when you leave the army you can make a private arrangement that is suitable to both of you and start seeing your child on a regular basis, if she is not ammenable to that then go down the legal route.
    Free/impartial debt advice: Consumer Credit Counselling Service (CCCS) | National Debtline | Find your local CAB
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.