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A Payment A Day - Part Six!
Comments
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Aww thank-you. You're right, and when I think about it, that enormous £90-odd grand is everything! So I shouldn't be too hard on myself! As long as I really do PAD a day, it's all worth it. I think Hypno on one of her diaries said when you get to a certain point of paying off debt, you get an `upspiral' which means as the debts disappear, you can chuck more at others.....This will be March 2010 for me, earlier if my bank charges come in or later if I change my FT job to a new one.......
Whoop whoop
Love Sassers xCurrent debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
DEBT FREE!0 -
Another flying visit from me (supposed to be working, ssshhh!!) Back to a £1 payment for me todayThe debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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As long as I really do PAD a day, it's all worth it. I think Hypno on one of her diaries said when you get to a certain point of paying off debt, you get an `upspiral' which means as the debts disappear, you can chuck more at others.....
That's my hope too! I don't owe much in comparison to some and originally most of mine was mortgage arrears. I was hoping to then throw more money at what was left.
For me the little payments are working as I feel like I'm doing something extra.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Afternoon All
Pad today £435.
SHWA1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now0 -
I'm extremely late in joining this thread...can I still join?
PAD £80 to someone I owed money to. That's her taken care of!:beer:Total Debt:£17,580.83:eek:
Barclays £8,380.83, OOH £1,567.00, Barclaycard CC £1,000.00, Nationwide £6,633.00
PAD challenge £2 Savers Club 2013 #97 Sealed Pot Challenge #19270 -
DebtFreeASAP wrote: »I'm extremely late in joining this thread...can I still join?
PAD £80 to someone I owed money to. That's her taken care of!:beer:
Of course you can join, its never too late!! There are two rules though.....
1) When you post, please post your PAD in BOLD AND COLOUR, and
2) Once you're here, you can never leave mwah haha!:rotfl:'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Hullloooo alllll!
I've decided that I will post the difference in my o/d as a PAD if it is lower this month (thanks Minnime!) as I reckon it counts if the debt's going down. After all, I could've blown that money on shoes, right?
PAD today of £75.72 to round down my credit card, please! I received my TV Licence refund two weeks earlier than I thought, so figured I better get rid of it onto a debt fast.
Hope you are all dandy
*meeeeep*Mortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
Afternoon just a quicky for me it's ds's 3rd birthday today, totally manic day.
£1 to xmas funds and £1 to pad acc please£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
And £100 again to HMRC.2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0 -
Hello all! im bk from beautiful sunny rome to cold wet london!
Rome was amazing. My PAD today is £10 to Virgin CC
Hope everyones well! xxCurrent Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).0
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