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A Payment A Day - Part Six!

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  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    woohoo we had snow! :j about 2 inches! and i got half day today so going home to enjoy it!

    PAD for me today is a biggie as is PAYDAY!

    £200 to empire, £105 pays off the food cc for the month, £80 to OH for heating bill and £250 into savings ready for the honeymoon!

    total PAD of £635!

    Have a fab day everyone! xxx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Hi all :hello:

    I won £345 last night on bingo :j:j:j:j go me :D:D:T:T:beer:

    Can't believe it lol mind you what a faff on to try and withdraw it!!! Have to send them doc's to verifiy me?!!? lol so might take a few days to get it safely into my account!!

    And breath :D

    Happy birthday Danko :bdaycake:


    Pad today is £20 ISA, £10 cap1 and £10 tin

    £40

    Last day of work today til 4th January :j:j
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Great news on the bingo win!!!!!!!!

    I won 1.79 earlier in the week. So tny, but a win never the less. Can't withdraw it yet though :( Not enough in there.
    February wins: Theatre tickets
  • Thanks Euro

    I also won £5 on bb this morning lol

    Now for the euro tonight :j I wish!
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    wow green well done! I do hope you will PAD it hee hee

    Ok guys need your opinion, I am going to buy a new car early next year (I know I know not very MSE!) I will be taking out a loan for around £15K which I can get no worries but I have just worked out that if I can make £10 a day for the next 4 years (the life time of the loan) then teh loan will pay for itself type thing - am I being ridiculous?
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • Hi Padders,

    PaD for me today of £20 please Gilli.

    Happy POETS day all
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all,
    sorry I've been absent but had a hideous case of food poisoning and still not right yet :mad:
    I haven't had a chance to catch up with the thread but notice its Danko's birthday today so....
    Happy Birthday to you!IMG_0061_11inch%20Message%20Cake_thumb.jpg

    Have PADed £66 to my FF so please add that for me today Gilli :A
    hope everyone is doing well.
    No school today here due to snow so a loving relaxing day!
    agchristmas12.gif

    Jo x
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon all,
    Another dose of snow here today, laid properly this time tho, ds thinks it fab.
    Great news on your bingo wins green :ji never win:rolleyes:
    Today i have pad - £14.77 to loan, £2 to car fund and 20p to my pad tin

    Total - £16.97 for me today
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
  • MinniMe wrote: »
    wow green well done! I do hope you will PAD it hee hee

    Ok guys need your opinion, I am going to buy a new car early next year (I know I know not very MSE!) I will be taking out a loan for around £15K which I can get no worries but I have just worked out that if I can make £10 a day for the next 4 years (the life time of the loan) then teh loan will pay for itself type thing - am I being ridiculous?


    MinnieMe ecxuse me for being blunt but yeah, I think that idea is good in theory but may not be the best way to go about it. How would you go around making £10 a day? What if you couldn't manage it for a few days/weeks?

    If you wanted to get a new car then you could always try to save your suggested amount of £10 a day for a few months thus, at the very least, making the loan smaller. If you paid off any outstanding debt first that may also help as you won't need to worry about commitments.

    Obviously this is only my opinion (had you asked me earlier this year I would have said go for it!) as I tend to live safe now because I don't want to end up with no cash to buy nappies/food for my babies.
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • boysma
    boysma Posts: 828 Forumite
    Hi all :hello:

    I won £345 last night on bingo :j:j:j:j go me :D:D:T:T:beer:




    Congratulations Green:j
    Payment A Day £15 (started 17/5/14) :j
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