Remember Remember NSDs in November!

andrinaperry

I am declaring at 12 my target was 10 so really pleased, looking forward to next month flushed with this success

Andrina

BigMummaF

coffeeholic wrote: »

Aw I forgot about International No Spending Day, I was out of milk and can't be doing with black coffee _pale_ but I did have another NSD for Friday due to the frrrrreezing cold weather. As I have reached my target for this month, I'm going to try and squeeze in any pressie buying before Tuesday so I have a better chance of reaching my target for December.

Don't know why, but I had a flash-back to when I used to have a certain brand of Coffee whitener as an occasional Mate :whistle: plus a post I made earlier on the December thread.
And I do like your thinking on using the time between Challenges

cuddlymarm

Hi

Well I managed 10 NSDs this month. I know I will need to spend something tomorrow so this is the end of my month. On the up side I have done a big food shop already so hopefully shouldn't need to spend every day. November was a hand to mouth sort of month with adding bits that were needed to top up what we already had due to having to find a deposit to put down on a new car. But now I need to spend as little as possible to replace the emergency fund and the bill money that we needed to borrow from. I have said I will try for 7 NSDs for Dec but I am hoping to manage more.

I hope everyone had a good month
Cuddles:rotfl:

SarahNeedle1872

Made number 18 yesterday.... not sure yet about today... I need to get a few bits to last until Thursday when the order comes..... but then we've got all sorts of stuff in the freezer, so might not bother. Decisions decisions!

curlygirl1971

Forgive me BigMummaF and fellow NSD'ers but I have sinned!! I have failed to meet my target! Ah well.

Given that I will need to get petrol tomorrow I will only have notched up 18 NSD's for November (despite having a week on hols). Not very good at all.....but some of it is due to being sensible. There's no point bringing forward a spend if tomorrow I will get it cheaper. So although it's highly irritating I didn't achieve my 20, in reality I don't feel the month was a failure.

It's been a really useful exercise and my overall spending did reduce as it made me think about what I was buying and when and what I really needed. The main benefit was on my Grocery budget as it made me plan my meals a bit better rather than just nipping to the supermarket to buy what I fancied for that night.

So I was going to be a bit more realistic for December (and I reackon December is always a higher spend month anyway due to xmas preparations) but as 'penance' I shall add a penalty day to my December target!! Bring it on! :rotfl:

Well done to everyone that took part and see you all next month!

SarahNeedle1872

Didn't go out in the end today - weather awful again! - so declaring number 19 today Just tomorrow to survive without spending, which should be easy as I have no money left in my purse at all!

Sx

BigMummaF

I have totally confused myself now so haven't a clue what my food spends have been since August BUT it has given me a chance to practise for an annual budget before the beginning of the New Year.
I'm going to have a real go at a yearly total as I'm the sort of shopper who buys items when on a good offer to be used at some later date, so often had months where I'd spent an absolute fortune. Well...that's the theory anyways
I've had a sort out of my spreadsheets this afternoon but forgot to note recent spends :doh:but as the month is not yet ended, there's bound to be more to go on so I'll update & declare then.

coffeeholic_2

Declaring my last NSD of the month for today putting me at 17 which I am chuffed with. :j :j

Doing huge massive food shop tomorrow after scouring the cupboards, fridge and freezer and finding nothing resembling fruit or veggies or anything remotely healthy (and we wonder why neither of us are losing any weight, tut!). So, inspired by those lovely OS peeps, I'm digging out my slow cooker which is gathering dust somewhere and actually going to start cooking instead of nuking frozen ready meals, and hopefully cut down our spends at the same time (thats the plan anyway!)

kathy40uk

one more today so up to 12

chris81418

Yesterday was another NSD for me, taking me up to 14 out of my pledged 15. That leaves me with just today (the last day of the month!) to meet my pledge - I have no plans to splash the cash though, so I should make it ...