Online banking fraud due to rogues using cashback sites (my experiences)

opinions4u

Tim_Deegan wrote: »

I really don't think your patronising comments towards people who are just trying to help others are very constructive.

The individual the comments were aimed at does not try to help others.

You seem to have a high and mighty attitude towards others. But I suppose that is normal in your ex profession.

I apologise for upsetting you. That wasn't the intention. I was responding to personal comments made towards me by a specific individual and felt justified in standing up for myself.

I am not prepared to take a low punch without responding. I thought I was quite measured in the way I did so.

Tim_Deegan

opinions4u wrote: »

The individual the comments were aimed at does not try to help others.

So warning others about possible fraud isn't helping others then?

Tim_Deegan

noh wrote: »

I don't think everybody does know how they work.
I don't agree with your assertion that it is the more expensive companies that use the cashback sites.
All companies have a marketing/advertising budget many companies choose to spend part of that budget on online advertising.
If the internet didn't exist that money would be spent on other forms of advertising.

Is the wine I buy from Tesco Wine via Quidco more expensive because they spend part of their marketing budget on online advertising?

I didn't say all sellers did I?

There are also those with huge advertisning budgets, and there are also the struggling companies who are desperate for sales who use cash back sites as a last ditched effort to increase sales.

opinions4u

Tim_Deegan wrote: »

So warning others about possible fraud isn't helping others then?

You have quoted my response to post #23 in your own post #28.

Where does that specific post warn others about possible fraud? Where else in the thread does that poster warn about fraud?

It was a personal attack against me and I chose to defend myself.


The OP has posted a perfectly reasonable topic and provided good background information. I disagree with the view that Cashback sites should be closed down because the sources of fraud are much broader than that. That view was quite clearly referenced to a member of staff at RBS.

Tim_Deegan

opinions4u wrote: »

You have quoted my response to post #23 in your own post #28.

Where does that specific post warn others about possible fraud? Where else in the thread does that poster warn about fraud?

It was a personal attack against me and I chose to defend myself.


The OP has posted a perfectly reasonable topic and provided good background information. I disagree with the view that Cashback sites should be closed down because the sources of fraud are much broader than that. That view was quite clearly referenced to a member of staff at RBS.

I was refering to your whole patronising attitude towards others, not just one specific poster.

noh

Tim_Deegan wrote: »

I didn't say all sellers did I?

There are also those with huge advertisning budgets, and there are also the struggling companies who are desperate for sales who use cash back sites as a last ditched effort to increase sales.

And your point is what?

Tim_Deegan

noh wrote: »

And your point is what?

Exactly what it says.

Tara100

Please folks, don't fall out; life's way too short

Here have a beer on me :beer:
Tara

Nathan_Spleen

opinions4u wrote: »

Does the bit where I suggest I may not always be right not in someway position things fairly and reasonably?

.

No I don't think it does as it is invalidated by the preceding misconception that as ''I used to be a bank manager. This means that I do have a good background to comment''.

You confuse comment with fact.

As I think I mooted somewhere before much of the knowledge based information you provide is genuinely very good and very helpful but your ''comment'', as a former bank manager is often worthless and your perspective irrelevant as, for example, you will sanctimoniously preach with nauseating frequency that Halifax's new T&Cs are ''clear and simple'' without stopping to think that the real test for the clarity and simplicity of contractual terms should be applied only to the average consumer - as it is in law - and not by someone who's background dictates that they should be expected to understand them. And judging by volume of posters with ifs and buts queries comming in from Halifax's bewildered customers the numbers speak for themselves.

Understand that and you will go at least go some way to realising why the 'Masters of the universe' phrase was coined.

Paul_Varjak

Tara100 wrote: »

Please folks, don't fall out; life's way too short

Here have a beer on me :beer:
Tara

Well said, Tara, but make mine a blackcurrant and lemonade please, as I am teetotal.

Just a quick update...

I checked my account this morning. Direct debits are cancelled and no payments went through. Will call Scottish Power today to see if DDs had been setp up legitimately.

And a quick note for the bickerers...

Why not carry on your argument via PM if you really want to continue with your stupidity? The rest of us are just not interested!!