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iphone insurance

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i've just upgraded to a 3gs 16 gb iphone with o2 on 18 month cotract but they want £15 a month for insurance which i think is much to high! i live with parents so cant insure phone on house insurance so need other options, any ideas??

thanks

Comments

  • jclegs
    jclegs Posts: 323 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Mine's insured with http://www.talkcover.co.uk/ or else you could look at different bank accounts, that offer extras, like mobile phone insurance for a monthly fee
  • Why can't your parents insure it on their house insurance and you pay them whatever it costs?

    O2 quoted me £10 per month to insure mine but I put it on my house insurance for £2 per month !!
  • MRC_2
    MRC_2 Posts: 555 Forumite
    Yes, insurance is now £15pm on iPhone 3gs which is very expensive. Best to get a current account with your bank and use that. Only about £7pm.
  • cornish1
    cornish1 Posts: 23 Forumite
    Awful reviews, worthy of further investigation, Martin ?

    http://www.reviewcentre.com/reviews100428.html
  • malima
    malima Posts: 297 Forumite
    mandy66 wrote: »
    i've just upgraded to a 3gs 16 gb iphone with o2 on 18 month cotract but they want £15 a month for insurance which i think is much to high! i live with parents so cant insure phone on house insurance so need other options, any ideas??

    thanks
    Hi,
    Can you please tell me if you had to pay o2 £400 "security deposit" for you phone, and they will refund you in 3 months?
    Thanks
  • Haffiana
    Haffiana Posts: 733 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    malima, can you explain further about this? I have never heard of any such practice at any phone company...
  • malima
    malima Posts: 297 Forumite
    Haffiana wrote: »
    malima, can you explain further about this? I have never heard of any such practice at any phone company...

    Hi,
    It's just that my aunty went to o2 to buy 2 iphones on the business tariff, and they asked her for £400, they said they will refund it back to her in 3 months,(i told her not to buy them yet) I bought an iphone last year from carphone warehouse and they never asked me for any money upfront! I was thinking of getting the 3gs at o2 in December when my 18 months is up, but if they ask for that amount upfront, i think i'll stick with carphone warehouse.
    Just wondering if anyone had pay money upfront.
    thanks
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