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The Ultimate Incentive proposed! Time for an ultimate challenge...

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  • zigmeister
    zigmeister Posts: 1,099 Forumite
    LittleBit your baby is gorgeous! :) And congrats Tete on the godmother business :beer:

    I have exciting news...

    I'm now pretty much debt free!

    Can't explain right now cuz I have to go out but will explain all later! Just had to tell you lot! :D
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Flower08
    Flower08 Posts: 4,771 Forumite
    zigmeister wrote: »
    I have exciting news...

    I'm now pretty much debt free!

    Can't explain right now cuz I have to go out but will explain all later! Just had to tell you lot! :D


    :T:T:Twell done
    Biggest Loser Weight Loss: 13 / 20 lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Wooo, yay Zig!! But you can't just say that then leave we need details!! :D

    Sounds like you're doing really well on your list today Dinah! - Just a question, is DooYoo not working for anyone else? Or just me?
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Just you Cinny!

    I'm witholding grats until I get details - can't tease a girl with debtfreeness then run off!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ohh exciting, I want to know why and how too!
  • zigmeister
    zigmeister Posts: 1,099 Forumite
    I wish I could say that I had worked really hard like Dinah! :o

    But I was at my Dad's for a meal last night and he mentioned that they were gonna have to cut back a lot when my stepmum goes on maternity leave. So I said...
    Me: You know that money you pay into my account every month? You can have that, it's only sitting in an ISA.
    Dad: Why haven't you spent it?
    Me: Cuz you said it was for fees, and they're at 0% so it's pointless paying them off.
    Dad: It wasn't for fees, it was for living on!

    So the money is mine to spend as I wish! They thought I had been spending it on food and going out and stuff. But they were chuffed I had managed to save it.

    So yeah, not a great achievement but debt-free all the same! My big challenge is to save for a house deposit now. :)
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Yey zig! So how much does that leave you in savings now towards the house?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Thats great zig, im really pleased for you!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Yay! Great news Zig! What a good Daddy you have! :D
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    That's fab Zig! You must be so chuffed! Don't go leaving us now you're all debtfree :)
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
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