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The Ultimate Incentive proposed! Time for an ultimate challenge...

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Not from you TPA you're dirtier than me and Birdie is pure as the driven snow and she might walk out in digust!

    Size 6, but no I'm keeping them!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Good idea from TPA about sending the GHDs back! Would mean you'd get your vouchers back and could put them towards a pair like your Mum has?

    Just cancelled part of my May holiday *sniffs* Just the Blackpool bit, considering we spent about £80 when we were there for half a day we'd need about £200+ spending money for 3 days, if we didn't go out at night, plus the £110 for the hotel it's a little out of reach coupled with the Lodge. I feel so poor saying that about Blackpool, but it's true! :o Hmph. Think I'll still leave my STP target at £500 though, even though it's more than enough for my share of the holiday now. Gives me something to do!
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Hey happy new year everyone! Need a fireworks smiley! MSE and all the lovely peeps have given me a lot of help this year as I was able to save up for all my uni fees.

    No worries Tink, I have fallen so behind on my ratings, will be catching up with you all in the next few days! I am studying mobile phones in Uganda (yes, it is weird, but a hot topic in sociology :rotfl:) so I am really looking forward to going to a conference there in March, then for 8 months sometime next year :eek:

    You'll have to tell me all about your trip - wasn't it Zimbabwe?
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Aye happy new year everyone, I'm really excited about the new year, and all the changes that it should bring. Plus I have lots of new challenges to be getting on with, starting with getting fit (and mending my knee!)
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Just a quick thought Dinah, if you can get a note from your Doctors about your knee you could cancel your gym for free.
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I've had that thought, I'm gonna ask him next time :D
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Happy New Year Everyone!!!


    Spent a little too much money last night and drank a bit too much, but had a brilliant time - was actually quite nice just to forget about everything and enjoy myself with OH and our friends.

    So have decided: new year, new challenages/changes...... just need to decide what!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Happy New Year! :D

    I feel like a right old sock, didn't even stay up until midnight this year. Been up since 7:30 though so I got a lot done this morning. Kind of lagging now! Just finished my list of 12 classics for this year, and read about 3 chapters into my first one. Almost finished my 100 STP tracks for the day too.

    Good luck with figuring out your challenges ect Flower!
  • roomontheend
    roomontheend Posts: 442 Forumite
    Part of the Furniture 100 Posts
    edited 1 January 2010 at 4:22PM
    Happy new year one and all. I feel so up for this year, I have a good feeling. What a difference a day makes, oh I feel a sung caming on.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy New Year! After sayong I wasn't going to do much we ended up in about 4 pubs and bars round London, met up with loads of people and almost saw the fireworks in Trafalgar square, unfortunately there was a building in our way haha.

    Feeling a little delicate today but have been worse. I am sat under our new duvet which we have just put on, OH is pleased he will have cold feet no more as is a king size.
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