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The Ultimate Incentive proposed! Time for an ultimate challenge...

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Because they're special little snowflakes, you can't possibly understand, and they're not going to give up their holiday and sky telly, don't you know they deserve it, now wave that magic wand and clear their debt damnit!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • zigmeister
    zigmeister Posts: 1,099 Forumite
    Hope everyone has had a good Christmas and is looking forward to the New Year!

    Congratulations of becoming debt free Flower, what a great surprise from your OH! :T

    Any news on the house Dinah? (Unless you've already said and I've missed it!)

    I had a really odd dream last night, Dinah was organising a get together for people that read this thread and we thought they'd only be a few of us but there were hundreds! And we all had name tags :D
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Nope no news, they turned down our offer, so now we're just waiting on another one to come up for sale.

    Have spent all day trying to finish NIMs 30 before I'm 30 list, and he can't think of enough things to do. Hes stuck at 22. Anyone have a list I could pilfer for ideas of things to suggest to him?!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93 wrote: »
    Have spent all day trying to finish NIMs 30 before I'm 30 list, and he can't think of enough things to do. Hes stuck at 22. Anyone have a list I could pilfer for ideas of things to suggest to him?!


    Get married? Should be an easy one:rotfl:

    Did you get your straightners? If so are they worth the ££'s?

    Do you know what a Kipling Bag is now?:rotfl:

    Did you look at the bungalow? Could be money to be made, my mum n dad sold theirs and the people that bought it converted it into a house and made loads of money..lucky devils!

    How many mor questions can I ask, without sounding like i'm interigating you?:rotfl:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Poolie
    Poolie Posts: 1,882 Forumite
    Dinah93 wrote: »
    Because they're special little snowflakes, you can't possibly understand, and they're not going to give up their holiday and sky telly, don't you know they deserve it, now wave that magic wand and clear their debt damnit!

    I know what you mean but it was on the repaying student loans thread.

    Now, as I am sure you all remember, I used to work at Student Loans and specifically at one time the department that deals with the Post 1998 repaymers so know exactly what documentation and evidence is required if not working. Also I know how the tax system works as I had a very good colleague in the HMRC Student Loans section and we worked together many a time solving cases.
  • zigmeister
    zigmeister Posts: 1,099 Forumite
    So the house is now completely out of the picture? I agree with TPA, my grandparents have made money by turning bungalows into houses, although my Grandad is a builder so it's done cheaply for them.

    Is Poddle doing the new diet challenge? After the past few days I need to join one! :rolleyes:
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Poddle - some people don't seem to want to listen to people who actually know better than them, why ask if you don't want the answer.

    I managed to spend some of my vouchers today, got a top, leggings and dress and new look and two cardies in Zara. Zara was an absolute mess so think I will go back after the sales and see if there is anything else I want as still got a fair bit left. I have also done the food shopping and bought a new duvet set for the new duvet. I think at this rate will run out of money in about a week.
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I'm glad I'm not the only one feeling skint! I'm not even sure when I get paid again, really need to check!

    I went sales shopping with my Mum and SIL in Newcastle today, I took about £40 and our joint account card in case I saw anything for the flat, no CCs for me, I'm turning over a new leaf and attempting to stick to what I'm allowed to spend! I got a nice necklace for £7.50 and new diary pages for my Filofax but everything else I bought was to put away for birthday presents for people! Like ROTE said yesterday, I usually spend loads (that I don't have) in the sales so I was impressed! My Mum thought I was coming down with something because I didn't even look at the clothes in John Lewis and Fenwick because I knew that even at half price they'd be too expensive!

    Don't even mention diets to me, I'm feeling sooooo bloated and huge! I've been living in leggings and stretchy tops since Friday! Going to get on the Wii Fit now!

    What's NIM got on his List so far?
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ohh I need to go on the wii fit in a min too, trying to do it every day for half an hour now.
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Hi all,

    Another busy day at work today, we've been clearing the stock room out and trying to get it all in the shop to go in the sales. Customers are going mad for cards etc for next year. Is a nightmare trying to keep the shop tidy, but manager hates those shops that use the sales as an excuse for the shop being a mess!

    Need some advice here - i bought OHs cousin a present today in the sale. Its her birthday in January, only bought it now because it was reduced from £15.99 down to £2.50. Only problem is, i now feel a bit stingy for only spending £2.50, am i being silly? Cousin wont know any different shes only going to be 6, and i know she'll love it.
    Biggest Loser Weight Loss: 13 / 20 lb
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