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The Ultimate Incentive proposed! Time for an ultimate challenge...

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  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ohh lovely coat Cinny I like it!

    Haha Tete I wasn't as hopeful this time, I reckon he will do it at some real random time as he doesn't want me to be expecting it.

    I can imagine Westfield being a nightmare, I will be going Tuesday when it has calmed down a bit hopefully. I have ordered a new duvet from Debenhams reduced down to £36 from £120, We wanted a bigger one as OH's feet get cold bless him. Need new duvet covers now though!
  • Happy Christmas everyone. It sounds like everyone had a great day!

    I still have a very bad cold and it seems to be getting worse everyday :(

    Got some great bargains on the Boots online sale yesterday. I don't go to the sales on Boxing Day anymore. I prefer the online sales!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Cinny - that's a beautiful coat!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93 wrote: »
    As it's my last day at work, its time to post up my Christmas holidays to do list.
    1. [STRIKE]Learn to use sewing machine[/STRIKE]
    2. Make 3 items on sewing machine
    3. Make my first upcycled item
    4. Get to £50 on all 3 Quidco accounts (currently at £17, £15, £12)
    5. Finish my bride painting and make print of it
    6. Upload all my prints onto Etsy
    7. [STRIKE]Do another painting in NIMs series (before Christmas) [/STRIKE]
    8. Finish off my website
    9. Put in kitty insurance claims
    10. Put in financial ombudsman forms
    11. Create spreadsheets for materials bought/items sold/fees paid etc for my Etsy shop/s
    12. Make some sample wedding invitations
    13. Email Amazon list of all things that can’t be updated
    14. Update zeezaw once Amazon has sorted itself out
    15. Make chocolates
    16. [STRIKE]Try out some of the cakes made from vegetables[/STRIKE]
    17. Do free offers on ipoints,
    18. Onepoll cashback, topcashback, giveortake, cashbackkings, rpoints, mutualpoints and Quidco
    19. Start regularly posting on Etsy
    20. Have a mega ebay listing day
    21. Tidy and sort room - under the bed
    22. Tidy and sort room - desk
    23. Tidy and sort room - bookcases
    24. Tidy and sort room - under bedside table
    25. Tidy and sort room - wardrobes
    26. Tidy and sort room - bedside table and windowsill
    27. [STRIKE]Tidy and sort room - floor areas[/STRIKE]
    28. Tidy all our stuff in the study into boxes (etsy, for sale, to sell, amazon)
    29. Beat the ironing pile
    30. Rehang NIMs 3rd painting
    31. Get sewing book up to date
    32. Start wedding scrapbook for ideas
    33. Call Kuoni get quote on water bungalow if we don't do the Dubai bit too

    Never, ever going to get all of it done before I go back to work! Especially since my knee is going from bad to worse and I can't really stand atm. Also expecting the debt to clear amount to be about £3000 once I add everything up, so thats going to be a fun January/February clearing it all.

    Have added 33 on as mum gave us a weekend away to a location of our choice for Christmas using her Tesco vouchers. So we're considering going for a long weekend then instead and throwing in a bit of our money to make it a little longer, and just doing the two weeks in September, since we have more choice of resorts if we don't do a split trip, and we might get a better deal. Just something to consider anyway.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope the knee sorts itself out Dinah, have you been to the doctors yet?

    I think Jan will be a hard month for me too in terms of money so will be focusing on payng off my debt and revising for the exam I am doing too...fun.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Have an appointment on the 30th. My mum gave out to me that its not 'healthy' to spend my Christmas holidays indoors - argh!!!!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Dinah

    Just been reading your diary with awe and amazement - you have done so well and it is great to see someone so focused!

    xx
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Thanks Ms London. Impressive sig yourself, where did you go on your trip? £10,000 seems so little to travel the world for two years!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dinah93 wrote: »
    Thanks Ms London. Impressive sig yourself, where did you go on your trip? £10,000 seems so little to travel the world for two years!

    Hello.

    I worked for the majority of that 2 years (in Australia and NZ) but also travelled a lot and saw a fair bit. Unfortunately hit the recession full on since being back and have only worked 6 out of the last 12 months which has not been fun, especially after such an awesome trip! Its just so painful being in debt again, even thought it couldn't be helped really...... :rolleyes:

    2010 will be much better although I turn 30 :eek: which I am dreading!
  • Hope you all had a lovely Christmas. I went to the next sale with DD spent £48.00 which really isn't like me I usually spent at least £300. However I had an optical migrain in there and could see anything. DD had to bring things to me as I just sat there. After some drugs and a little sleep I was back to normal.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
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