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The Ultimate Incentive proposed! Time for an ultimate challenge...
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Ohh lovely coat Cinny I like it!
Haha Tete I wasn't as hopeful this time, I reckon he will do it at some real random time as he doesn't want me to be expecting it.
I can imagine Westfield being a nightmare, I will be going Tuesday when it has calmed down a bit hopefully. I have ordered a new duvet from Debenhams reduced down to £36 from £120, We wanted a bigger one as OH's feet get cold bless him. Need new duvet covers now though!0 -
Happy Christmas everyone. It sounds like everyone had a great day!
I still have a very bad cold and it seems to be getting worse everyday
Got some great bargains on the Boots online sale yesterday. I don't go to the sales on Boxing Day anymore. I prefer the online sales!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Cinny - that's a beautiful coat!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
As it's my last day at work, its time to post up my Christmas holidays to do list.
- [STRIKE]Learn to use sewing machine[/STRIKE]
- Make 3 items on sewing machine
- Make my first upcycled item
- Get to £50 on all 3 Quidco accounts (currently at £17, £15, £12)
- Finish my bride painting and make print of it
- Upload all my prints onto Etsy
- [STRIKE]Do another painting in NIMs series (before Christmas) [/STRIKE]
- Finish off my website
- Put in kitty insurance claims
- Put in financial ombudsman forms
- Create spreadsheets for materials bought/items sold/fees paid etc for my Etsy shop/s
- Make some sample wedding invitations
- Email Amazon list of all things that can’t be updated
- Update zeezaw once Amazon has sorted itself out
- Make chocolates
- [STRIKE]Try out some of the cakes made from vegetables[/STRIKE]
- Do free offers on ipoints,
- Onepoll cashback, topcashback, giveortake, cashbackkings, rpoints, mutualpoints and Quidco
- Start regularly posting on Etsy
- Have a mega ebay listing day
- Tidy and sort room - under the bed
- Tidy and sort room - desk
- Tidy and sort room - bookcases
- Tidy and sort room - under bedside table
- Tidy and sort room - wardrobes
- Tidy and sort room - bedside table and windowsill
- [STRIKE]Tidy and sort room - floor areas[/STRIKE]
- Tidy all our stuff in the study into boxes (etsy, for sale, to sell, amazon)
- Beat the ironing pile
- Rehang NIMs 3rd painting
- Get sewing book up to date
- Start wedding scrapbook for ideas
- Call Kuoni get quote on water bungalow if we don't do the Dubai bit too
Never, ever going to get all of it done before I go back to work! Especially since my knee is going from bad to worse and I can't really stand atm. Also expecting the debt to clear amount to be about £3000 once I add everything up, so thats going to be a fun January/February clearing it all.
Have added 33 on as mum gave us a weekend away to a location of our choice for Christmas using her Tesco vouchers. So we're considering going for a long weekend then instead and throwing in a bit of our money to make it a little longer, and just doing the two weeks in September, since we have more choice of resorts if we don't do a split trip, and we might get a better deal. Just something to consider anyway.Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
Hope the knee sorts itself out Dinah, have you been to the doctors yet?
I think Jan will be a hard month for me too in terms of money so will be focusing on payng off my debt and revising for the exam I am doing too...fun.0 -
Have an appointment on the 30th. My mum gave out to me that its not 'healthy' to spend my Christmas holidays indoors - argh!!!!Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
Hi Dinah
Just been reading your diary with awe and amazement - you have done so well and it is great to see someone so focused!
xx0 -
Thanks Ms London. Impressive sig yourself, where did you go on your trip? £10,000 seems so little to travel the world for two years!Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
Thanks Ms London. Impressive sig yourself, where did you go on your trip? £10,000 seems so little to travel the world for two years!
Hello.
I worked for the majority of that 2 years (in Australia and NZ) but also travelled a lot and saw a fair bit. Unfortunately hit the recession full on since being back and have only worked 6 out of the last 12 months which has not been fun, especially after such an awesome trip! Its just so painful being in debt again, even thought it couldn't be helped really...... :rolleyes:
2010 will be much better although I turn 30 :eek: which I am dreading!0 -
Hope you all had a lovely Christmas. I went to the next sale with DD spent £48.00 which really isn't like me I usually spent at least £300. However I had an optical migrain in there and could see anything. DD had to bring things to me as I just sat there. After some drugs and a little sleep I was back to normal.Total debt Feb 2012 = £54354.11 😳
😁Debt Free and you can do it too0
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