3.95% for 1 year with NS&I

ecosse48

Cant believe that i have missed this.....all because Lloyds refused to transfer my funds as they exceeded the debit card limit, despite telling me the transfer would be fine...

I have written to NS&I appealing asking them to honour my original online app. however the guy on the fone said I have little chance...Dam Lloyds grrr

digannio

That's exactly what Abbey did to me despite specific instructions to allow the transaction. Fortunately I immediately did it with a cheque in the post and got in under the wire.


I realise it was absolutely disgraceful of me to expect free access to manage MY money. I've let Abbey know what I think about it.

linlin_3

I applied for this account yesterday and have been told to expect a confirmation form to complete. The money is still in my (old) account and certainly hope it won't take too long before I know. There is currently a 5 minute plus waiting time on their phone calls.

Etccarmageddon

ecosse48 wrote: »

Cant believe that i have missed this.....all because Lloyds refused to transfer my funds as they exceeded the debit card limit, despite telling me the transfer would be fine...

I have written to NS&I appealing asking them to honour my original online app. however the guy on the fone said I have little chance...Dam Lloyds grrr

it was unforeseen and therefore how could you have anticipated at the time of applying that the card would be rejected.

D1zzy

Etccarmageddon wrote: »

it was unforeseen and therefore how could you have anticipated at the time of applying that the card would be rejected.

'Cos if LTSB staff had known there was a £30K limit for online debit card transactions instead of saying any amount was OK (which is what they also told me) -ecosse48 could have adjusted his payment accordingly. :mad:
........Try seeking compenstaion from LTSB ??:rolleyes:

melbury

Oh no, can't believe it has finished.

I am just waiting for funds to be transferred into my account from a bond that matured last Sunday and was then going to get online immediately and apply.

Now will have to start searching for something comparable:mad: Does anybody know if there is anything around that is as good, or at least nearly as good?

Thanks.

Stavros_3

Etccarmageddon wrote: »

this product is no longer available

3 and 5 year rates now on offer:-

http://www.nsandi.com/products/ggb/rates.jsp

http://www.nsandi.com/products/gib/rates.jsp

It was a market leader and bound to disappear after a short time. All the leading financial guru's expect interest rates to remain at 0.5% until around this time next year at least. Me personally, I would not fix beyond 12 months, there's always something going to be around the corner in a years time. The NS&I have played a blinder with that rate

Stavros_3

melbury wrote: »

Oh no, can't believe it has finished.

I am just waiting for funds to be transferred into my account from a bond that matured last Sunday and was then going to get online immediately and apply.

Now will have to start searching for something comparable:mad: Does anybody know if there is anything around that is as good, or at least nearly as good?

Thanks.

here's some 12 month fixes http://www.moneyfacts.co.uk/money/savings/3/short-term-fixed-rate-bonds.aspx

melbury

I don't want to fix for more than twelve months because I am hoping that rates will start to move up, which surely has to happen one day. Perhaps it is worth looking at instant access accounts (some are paying over 3%) and then maybe a better fixed rate will come along out of the blue.

D1zzy

melbury wrote: »

I don't want to fix for more than twelve months because I am hoping that rates will start to move up, which surely has to happen one day. Perhaps it is worth looking at instant access accounts (some are paying over 3%) and then maybe a better fixed rate will come along out of the blue.

Julian Hodge @ 3.7%
Based Cardiff fully covered by the UK comp scheme