Wipeout Studio Catalogue Charges

never-in-doubt

finshe wrote: »

Sorry never-in-doubt,
I never realised, so i dont need to send another dispute letter:j

Nope - just send the above letter and then send dispute/s.10 if they don't deal with it.

finshe

Update:
I got a letter from Studio today stating they are reimbursing all the default charges ever applied to the account plus 8% interest, total refund around £300.

As for my cca request they provided a 'sample credit agreement':rolleyes:

And as for the ppi refund request, they didnt even mention it:mad:

finshe

Anyone got any thoughts on what my next move should be

never-in-doubt

finshe wrote: »

Update:
I got a letter from Studio today stating they are reimbursing all the default charges ever applied to the account plus 8% interest, total refund around £300.

As for my cca request they provided a 'sample credit agreement':rolleyes:

And as for the ppi refund request, they didnt even mention it:mad:

Ok, so you send letter 4. CCA Dispute

Then you remind them about the PPi claim

finshe

Update:
Well i got a reply from the cca reminder letter kindly given by never-in-doubt.

Basically they are saying that the OFT and TS say what they sent(a sample credit agreement) is acceptable to meet my cca request.

They are also aware that the courts would not at present be able to grant them an enforcement order if they were challenged to produce a copy of the original signed agreement(i was under the impression they had to produce the original signed agreement in court):D.

Oh but they did say they may be able to produce the original only if the cost justified recovering it from there archives:rolleyes:.

They have give me the complaints leaflet should i wish to take it further, well i think letter no.4 cca dispute is in order dont you never-in-doubt.:beer::beer::beer:

never-in-doubt

finshe wrote: »

Update:
Well i got a reply from the cca reminder letter kindly given by never-in-doubt.

Basically they are saying that the OFT and TS say what they sent(a sample credit agreement) is acceptable to meet my cca request.

They are also aware that the courts would not at present be able to grant them an enforcement order if they were challenged to produce a copy of the original signed agreement(i was under the impression they had to produce the original signed agreement in court):D.

Oh but they did say they may be able to produce the original only if the cost justified recovering it from there archives:rolleyes:.

They have give me the complaints leaflet should i wish to take it further, well i think letter no.4 cca dispute is in order dont you never-in-doubt.:beer::beer::beer:

Honestly mate, i'd just ignore them from now on.... but to put closure to this (if you want to argue) i'd be arguing along the lines that you want to see the original agreement so you can establish whether the debt is indeed unenforceable. Otherwise, send the letter you suggest and see what they come back with. :eek:

finshe

:beer: never-in-doubt,
I will just ignore them for now and open a new thread for the battle of getting my ppi premiums back.

Thanks to all members i think this is one battle won(for now).