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Been on PAYG for years - now thinking of a contract!

Basically I've been on PAYG for years and now that I've started uni I'm in desperate need of a contract!! I can't work out how often I top up as I always delete the "Thank you for topping up" texts but since September it definitely seems to be at least twice a month (e.g. £10 + £10) - which seems to make sense to have a contract? But I've never really cared for the whole Pay Monthly scene before so I have literally NO idea about any of this - other than you get a 'free' phone with a contract? :D

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