Credit File: credit card company query

gt94sss2

I get free Equifax credit file alerts due to my Capital One credit card and have recently been sent an alert stating that:

Credit Agreement New/Deleted
An Account has been added or deleted to your information.
New Credit Agreement Summary
Company Name: 71291559
Type: Credit card

Has anyone ever heard of this company or know what brand credit card it could be referring too?

I can't recall applying for any credit cards recently - and with all the other credit file entries, its relatively obvious which company brand/parent they are talking about..

Thanks
Sunil

savagej

Have you had your card changed recently, due to loss or theft or any reason really? A change in card number, can trigger one of these alerts. Although, Capital One should show as the company.

YorkshireBoy

savagej wrote: »

Although, Capital One should show as the company.

The entry doesn't necessarily relate to Capital One.

Free access to their Equifax files is a Capital One cardholder benefit.

gt94sss2

savagej wrote: »

Have you had your card changed recently, due to loss or theft or any reason really? A change in card number, can trigger one of these alerts.

No, no new replacement cards recently - and as I say all the other entries on the file such as:

Capital One
MBNA
Egg
Santander
Halifax etc..

are all easy to identity from the 'Company name'

Its just I have never seen such an odd company name before (71291559) and don't what it refers too..

Regards
Sunil

YorkshireBoy

gt94sss2 wrote: »

Its just I have never seen such an odd company name before (71291559) and don't what it refers too..

Experian's £2 paper copy reports have a list of creditor contact details on the last page. Is there a similar feature somewhere in your Equifax secure area? Otherwise it's a phone call I'm afraid.

kindofaverage

gt94sss2 wrote: »

I get free Equifax credit file alerts due to my Capital One credit card and have recently been sent an alert stating that:

Has anyone ever heard of this company or know what brand credit card it could be referring too?

I can't recall applying for any credit cards recently - and with all the other credit file entries, its relatively obvious which company brand/parent they are talking about..

Thanks
Sunil

hi - I have several capital one cards, but didn't know about this free equifax file alert. do you have to sign up for it and does it show as a 'search'? thanks in advance!!

gt94sss2

kindofaverage wrote: »

hi - I have several capital one cards, but didn't know about this free equifax file alert. do you have to sign up for it

Details here

Regards
Sunil

gt94sss2

YorkshireBoy wrote: »

Is there a similar feature somewhere in your Equifax secure area?

Thanks - I'Il have a look.. was just hoping someone had come across this company name before..

Regards
Sunil

kindofaverage

gt94sss2 wrote: »

Details here

Regards
Sunil

thanks - will them doing this, register as searches?

Jindorian

As with Sunil, I too get free Equifax credit file alerts due to my Capital One credit card and have recently been sent the same alert:

Credit Agreement New/Deleted
An Account has been added or deleted to your information.
There have been changes to the following Credit Agreement in your credit file.
New Credit Agreement Summary:
Company Name: 71291559
Account Type: Credit Card

I also cannot work out what company "71291559" is.

Sunil - have you found out more details on this credit alert?

Thanks,
Jindorian

anna42hmr

Jindorian wrote: »

As with Sunil, I too get free Equifax credit file alerts due to my Capital One credit card and have recently been sent the same alert:



I also cannot work out what company "71291559" is.

Sunil - have you found out more details on this credit alert?

Thanks,
Jindorian

just a thought, is that what the email alert states?? because usually they dont state what it is just that there is a change in the credit file. you then have to log into equifax for the alert information and press the + but and gives more info there, if its in email i would log into equifax if i was you as sounds a bit like it could be a fishing email.

if it is on equifax site it is on there and not just via email, i would get another report (you get 2 free per year anyway, and can buy more if needed) as if you look at the dates it may jog your memory if its something you have took out (ie have you opened any catalogues, current accounts, loans, credit cards etc around then?)

and if not you can contact equifax support for their assistance