Insurance quotes for dog

Doozergirl

HI,

Max came from the Blue Cross with four weeks free insurance from Petplan. I fully intend to keep a decent level of cover for him.

My continuing quote from Petplan is £19.92 a month. It's their 'budget' plan with £4000 of vets fees per year (£90 excess), 3rd party liability (£1m) and other things like helping to find him if he gets lost etc. It's intended to cover him for life.

Does this sound fair for the level of cover do you think before I shop around? I had heard somewhere that Petplan were good. I'm interested in quality and ease of cover as well as the price really.

Fire_Fox

PetPlan are good, AXA equally so and often cheaper. You may find with the budget policy you need to pay a high percentage of claims when the dog gets older, are you ok with that? There is a sticky on the main Pets page discussing the pros and cons of different insurers and levels of cover they offer.

lowis

try axa for a quote and also ask petplan for a quote on their premium policy - £4000 a year can soon get used up if something serious happens and for the sake of an extra couple of quid a month you could have a policy that gies you £7000 a year x

foreign_correspondent

petplan are good - I am with Halifax, they are 'for life' and have paid up promptly when I have made claims!

How is doggo settling in?

UKTigerlily

I'm with Petplan for the Dog, £29.88 a month for their top policy (£12,000 for life cover) & £65 excess. It does go up when she's older but there's no guarantee that other insurers won't add the % too, they may not now but policies can always change, Petplan used to do unlimited cover & now don't. I've made 4 claims this year & they always pay up fast & without quibble & my Vet will claim direct if needs be, top insurer IMO. Axa are also good but I found them a nightmare when claiming x

Angiepange

I have pet insurance with Marks and Spencer and have found them really good.

Lifetime cover, up to £7000 in vets fees etc. Premium is £21.99 pm for a crossbreed staffie/lab. He has developed Hip Dysplasia so I claim regularly for medication and they always pay out within 1-2weeks.

Excess is £70 pa.

PinkPeach

My dog's insurance is with Homebase Pet Insurance. It's just gone up this year to £17.76 a month with a £75 excess (I had the premium option), but even after shopping around to see if I could beat this I couldn't. It offers an excellent level of cover compared to many insurers. It may be worth you taking a look at - I only stumbled across it by chance last year as it doesn't seem to be advertised anywhere, although you can get £20 cashback through Topcashback at the moment.

lowis

PinkPeach wrote: »

My dog's insurance is with Homebase Pet Insurance. It's just gone up this year to £17.76 a month with a £75 excess (I had the premium option), but even after shopping around to see if I could beat this I couldn't. It offers an excellent level of cover compared to many insurers. It may be worth you taking a look at - I only stumbled across it by chance last year as it doesn't seem to be advertised anywhere, although you can get £20 cashback through Topcashback at the moment.

OP - please note, the 'platinum' policy (their top one) is the only one they offer that offers proper true 'for life cover'. the other two have 12 months restrictions on claiming...avoid! x

PinkPeach

lowis wrote: »

OP - please note, the 'platinum' policy (their top one) is the only one they offer that offers proper true 'for life cover'. the other two have 12 months restrictions on claiming...avoid! x

Thanks for mentioning this Lowis, as I've got the Platinum policy I didn't realise the other two weren't on the same basis.

Doozergirl

Just wanted to say thanks for the feedback, I don't often post my own threads and I have a dreadful habit of forgetting I've made one!

fc, thank you for asking - he is settling in really well. First week and I was wondering what I'd done - we had quite a few toilet accidents on the carpet and they were loose to say the least :eek:. I guess part of settling in as they are improving and he is learning what the garden is for and getting better and better all the time. We left him for three hours today and didn't come back to any surprises adn that is becoming the norm although he goes most places with me, just not the big shops. He would bark all night to start with as well but we have our little bedtime routine now and he is absolutely fine

He has a lovely temperament, is very relaxed with the children and whilst he is interested in the cat he shows no sign of wanting to eat her! We are feeding him four times a day - small amounts and his condition hasn't been an issue unless he's stolen the cat food. I can really tell that he has put on weight - he was about 1.5kg underweight when we got him and I suspect he's made most of that up already!

He is a terrible thief though - you cannot leave any food or plates out at all for even a second. He got cake today, a croissant yesterday... It's a case of learning from our mistakes but it's something we need to try and stop him from doing. He likes eating pens and pencils as well :eek:

foreign_correspondent

he will get easier, so long as you try to be as consistent as possible and reward him when he gets it right! He is still a youngster, and I think its very normal to have a few 'what have I done!?!?' moments when a new dog arrives!

My mum's dog (rescued aged about ten months) used to steal any and all food she could reach - the other day I popped round to take her out for a walk when she was in alone, and my mum had accidentally left a cake within inches of the edge of a table that the dog could easily reach - it was untouched, much to my amazement - this time last year it would have been eaten within seconds of it being left!

To break the habit, the best thing to do is avoid leaving the dog any opportunities for temptation - if every time he gets his nose on the worktop he finds a nice treat he will learn it is a great thing to do!

I think a lot of dogs end up in rescue at about that age just because they are hard work - theychew bits and pieces, need a lot of training and stimulation, and are full of beans - but give it six months, and a bit of consistency, and he will most likely be a lot steadier and easier!

Has his tum settled now? If it is still a bit loose, a change of food may be in order!