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Update from Lynzpower

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  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Melabarrie - they are only a bargain if you would have bought them anyway, repeat after me lol
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Another 20quid just come off my barclaycard with the "free fags" trick, feeling rather pleased :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    lynzpower wrote:
    Melabarrie - they are only a bargain if you would have bought them anyway, repeat after me lol

    :D :rotfl:
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi Lynz - just thought id pop on your thread to say HI!!, you know i envy you sometimes as you seem so clued up and focused on things!!
    Focusing on clearing the credit cards in 2018 :T
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    thanks darl. Well, as Ive not got kids to impinge on my time and im skint -debt is my only real interest in life these days lol
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    lynzpower wrote:
    thanks darl. Well, as Ive not got kids to impinge on my time and im skint -debt is my only real interest in life these days lol


    You are doing so well Lynz and your posts are helpful and inspiring:beer: have a virtual beer ....
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    thanks nearly rich, the sun is now over the yard arm, so maybe OH will bring me in a nice cold can. ALthough he is skint so maybe not lol

    Ok, so my debt free efforts are as follows for today
    1) sent 2nd letter to b/card asking for them to understand what the data protection act is, and give me my statements - they have a grand total of 6 days to do this, so they better hurry up, or else I will be polishing my court shoes
    2) sent letter to mastercard asking for a further 314 back from them.
    3) bought 2 FCUK corsets- neither fit one has broken zip, the others going on ebay tonight :rolleyes: couldnt resist a bargain :mad:
    4) did the tescos shop and feel a bit off the wagon on that, but it came in under budget but not sure we actually have enough food. Im too hot today, so eating isnt something I fancy, so menu planning didnt happen blah blah
    5) about to send off for free shinpads, they will go in the Xmas box.
    6) did my filing
    7) finally paid my electric bill

    erm thats it. Not feeling too inspiring today, just havent really achieved much again :(
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    well looks like you've achieved a heck of alot to me!!

    well done on all those letters etc. did you pay brcly £10 for your statements?
    hope your ebay stuff goes well. can't you fix the zip on the other one?

    have a nice evening lynz!
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Cheers lovey

    got the stuff ready for the BBQ, OH will be home in a bit and he loves the coals so I get a night off cooking ( almost :) )

    Yeah I paid b/card, they basically are telling everyone our details are on microfiche, which is clearly not true, and additionally doesnt matter if they are on microfiche they still need to comply with the act. trying not to get too frustrated, I have a inkling that the charges on this are around the 500 mark, so I cna find the patience from somewhere.

    You know what it is, I think im bored. Ive been so ratty today. But being off work is crap and im just rattling round the flat and feeling like im doing nothing, but im too hot to do anything really :(

    Sorry to moan. no need really
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    I think what youve done in one day is a lot Lynz. By the way, I only wrote one letter to Barclays re our 2nd account and today they have refunded the full amount of charges, only £85 but much better than a kick in the teeth. Think A & L are going to be tougher nuts to crack though and I've heard theyre closing peoples' accounts which would be extremely inconvenient for me.
    The forest would be very silent if no birds sang except for the birds that sang the best






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