£100 per month

caffeinehit

To back up sproggi, if (having cut your bills as much as you can) you still find yourself with a minimal amount per month to live on, the OS board is a brilliant source of advice and inspiration on cutting your living costs right back. Just don't forget to allow yourself the odd small treat out of the £90 so you're not tempted to splurge.

Kevicho

dinkylou wrote:

Kev,

I have to say you re on fire today!!

Yeah its quite chilly today so will save on the heating

In all seriousness though i hope my posts help or at least give someone the incentive to think things over and come up with better ideas

I wouldnt post here otherwise

sunflower_2

Kevicho wrote:

As for the rip off bit in my post, that was harsh, however she is probably making a tidy profit, not only from your interest (and all the other peoples combined) and also the fact that if she has sufficient customers she may have a deal with these companies to get vouchers at discounted rates

Just a thought :S

i believe the "organiser/collector" gets commision from the company
a work colleague used to do it and she got quite a few vouchers for herself at christmas

i did take part but found it a bit of a nightmare as she had to send all the money off together and some people didnt pay til late - so ended up waiting til early december to get my vouchers

the other downside is where you can spend them
i bought an expensive pressie from argos for son, then found out his dad had bought him the same
when i went to return it they would only give me back argos vouchers :mad:

so really you paying with saved cash and getting a poor deal

Lisa - maybe you should run your own club next year to earn your commision vouchers?

Willsnarf1983

llh189 wrote:

Here goes:

Rent £560 ( one bed )
Rates £83.00

that much on renting a room!!!, go share a house, meet new people and u'll pay half that!!!

Will

beanielou

I think that your rent is sky high.
Pity you dident stay near me_I could rent u a room!!

llh189

I did look into renting a room but I live in quite a rural location and I also own all my own furniture, enough to furnish a whole house, ( all purchased brand new several years ago, have to admit still paying of the loan I took at the time )

My large loan repayment is a consolidation of my car loan and a £5k personal loan taken several years ago.

I looked in to storing my stuff, but it cost a fortune and couldn't bring myself to sell in for next to nothing of its value.

My rent is fairly good for the area, a little higher because I chose a place that had a kitchen with full appliances hence I didn't have to buy more stuff.

What is the SO board?

Thanks for all the suggestions so far.

lady_fuschia

Have you considered getting rid of your car?
A lot of people these days feel that a car is a necessity, rather than a luxury , but it doesn't take long to get used to living without one. I quietly snigger to myself when I hear my car-dependent colleagues moaning about parking problems and the price of fuel. Check out what the public transport is like in your area (don't knock it til you've tried it- try not using your car for a week as an experiment to see how you get on, even if you decide you need to keep it, you'll still have saved a weeks petrol, so nothing lost) Even if you have to get the occasional taxi, hire a car (or even borrow one) you'll still save money.
Depending on where you live you could probably save on rent (not always possible I know, mine is sky high despite being the cheapest flat I could find in the area that was actually habitable!) It doesn't hurt to have a look around some of your local letting agencies to see what's available. It might even be worth considering whether you can find a two bedroom unfurnished place for slightly more (say £750); then finding a flatmate to pay the other half. That way, you save on the rent you're paying even though the place may be more expensive overall and don't have to worry about getting rid of furniture. Make sure you choose the flatmate carefully obviously. Finding somewhere in a more convenient location could also cut your travel costs.