Anyone been refused by JD Williams?

izools

I was declined by them.

I was only discharged from Bankruptcy in March and I have just moved so am not on the electoral role yet.

I will re-apply next April by which time I will be on the electoral role and have been discharged from bankrtupcy for a full year.

It might be worth trying Vanquis credit card if you are trying to rebuild your credit - I was approved for a Vanquis card just two months after being discharged from BR.

PLEASE PLEASE make sure to apply for the Vanquis card ONLY if you are confident you can clear the balance in full every month and stop yourself racking up a big bill, because they do increase your limit, and they charge a very high interest rate.

Vanquis probably will accept you but they should only be considered as a credit building exercise

Good luck and keep us posted!