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○•○•○ Friday 16ths Chat Thread ○•○•○

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Comments

  • Snaggles
    Snaggles Posts: 19,503 Forumite
    edited 16 October 2009 at 1:04PM
    It might be an idea to post your full SOA (statement of affairs - just a list of your income and outgoings) - if you start a new thread and then copy and paste your SOA into your post, we can have a look at it. We may be able to point out areas you could make savings, and help work out who to pay first.

    SOA calculator is HERE.

    As a general rule of thumb though, make sure your priority debts/payments (mortgage, council tax, utilities etc) are up to date, and you have enough for living costs (food, petrol/travel to and from work, childcare if needed etc) and then focus on the debts with the highest interest rates.

    If after cutting costs in as many areas as you can, and making sure you're not overspending, you still can't afford your minimum payments, it might be worth speaking to someone like the CAB or the CCCS. Just stay away from they fee-paying debt management companies, because they will charge a fortune for something that can be done for free.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • elfen
    elfen Posts: 10,213 Forumite
    tigzem - how much was the shoe thing? Absolutely love it and hope I can find room for it (and put some of my shoes away instead of crushed in a box or hidden under the bed)

    Also, need a little help. I need to think of the dialogue for an argument to start a dramatic script off, but I can't think of anything at the moment. Needs to be a bit mean, so this is an opportunity to say mean things you want off your chest.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hehehe....who are your characters elfen? What are they arguing about?

    How about:

    Sammy: knobhead
    Rainman: Say that again and you're toast
    Sammy: KNOBHEAD

    :rotfl: :rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • elfen wrote: »

    Also, need a little help. I need to think of the dialogue for an argument to start a dramatic script off, but I can't think of anything at the moment. Needs to be a bit mean, so this is an opportunity to say mean things you want off your chest.

    'You promised me it was this big' *outstretched hands indicating a length*
    'It is that big; it's just cold today'
    'You have a maggot for a peni5. Now fuk off.'
    :p I'm the only gay in this forum :p
    *Everybody wants prosthetic foreheads on their real heads*
  • elfen
    elfen Posts: 10,213 Forumite
    Male and female, they're probably about 18-20, meant to be in a relationship but they have an argument that I'm going to portray on the girl's side by linking to a poem I just need to adjust slightly. It's for our second video commission (the first one got laughs and applause and we got praised for considering costume)
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Nottyyyyy :wave:


    Off to buy more paint. Hmmpphhh.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Snaggles wrote: »
    Hehehe....who are your characters elfen? What are they arguing about?

    How about:

    Sammy: knobhead
    Rainman: Say that again and you're toast
    Sammy: KNOBHEAD

    :rotfl: :rotfl:

    You took the words outta my mouth.....
    Quality is doing something right when no one is looking - Henry Ford
  • Snaggles wrote: »
    Nottyyyyy :wave:


    Off to buy more paint. Hmmpphhh.

    Body paint, I hope ;)
    :p I'm the only gay in this forum :p
    *Everybody wants prosthetic foreheads on their real heads*
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Most of my furniture came from Ikea.
    I have a huge tin of spare bits too.

    :T do you have four metal bits that go in round holes and you put a flat blade screwdriver in them and turn and they make your drawer ends stay on....:D
    Quality is doing something right when no one is looking - Henry Ford
  • schoolrunmum
    schoolrunmum Posts: 2,689 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I'm having the same problem with a pack of jam donuts.:o

    ...And me with a box of chocolate eclairs......2 down, 2 to go..
    Debt-free...and staying that way...
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