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A Fool and Her Money- CAFCGIRL's Debt Diary

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  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Awww thanks Ali and Skint Catt.

    My diary seems to be taking longer and longer to read! Glad you've enjoyed it :) and maybe it will prepare you for what might come, and you might learn from my mistakes, saving you from making your own! lol, heres hoping anyway.

    Another day in the life of me and another superb no-spender!!!!
    Although I did have to go shopping, everything I got was actually for work so I claimed it all abck straight away and I've even left the cash on the table downstairs and not put it in my purse.

    Made dinner last night from the weekly food shop and store cupboard. Would have lasted two days as well had bf not come round lol, he keeps scuppering my plans :)

    I anticipate spending money tomorrow though. My mum is coming to meet me at work for lunch and since its her bday, I should pay really :)
    Wealth is not measured by currency
  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    Have a look at the vouchers board and see if there are any 2 for 1 vouchers for eating out that you could go to at lunchtime. I used one once for TGI's for an ex-boyf's birthday. He didn't have any money either, so he didn't mind!

    S_C
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :) I've got a few vouchers for a few places but we never normally go for anything big, only a sandwich/jacket potato in local cafe, so should cost me more than £10 anyway, drinks included.

    The BF has also just got his student loan payment so he'll be giving me some cash soon to go toward the cost of the xmas presents that I got for the families from both of us. I didnt keep a running total (probs should have) so we've called it a square £100 which I think it more than adequate really.

    Soon as I get that I'm actually going to pay it off the debs staff card, that way it wont touch the sides as it were, and that will only leave me £48 or so to pay on that one :) and that should be cleared come payday :)
    Wealth is not measured by currency
  • Mrs_A.
    Mrs_A. Posts: 443 Forumite
    Part of the Furniture Combo Breaker
    Go CAFCGirl
    your making some excellent progress
    keep it up
    regards
    mrs a
    total debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.
  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    CAFCGirl wrote:
    Soon as I get that I'm actually going to pay it off the debs staff card, that way it wont touch the sides as it were, and that will only leave me £48 or so to pay on that one :) and that should be cleared come payday :)

    Perfect! That will give you such a fab feeling! :):):)

    i'm more excited than you prob are by getting rid of one of those store cards (I learnt my lesson and haven't touched a store card for YEARS!)

    S_C
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    lol its nice to know all my avid followers are rooting for me!

    Awwwwwwww bf even offered to take me out for dinner tonight but I'm far too tired and would rather have a splurgy take away! :)

    Even managed to keep myself below the £10 mark today. came in at £7.54 for lunch for me and my mum xx
    Wealth is not measured by currency
  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    YAY under a tenner just like you said! Well done! :):)

    S_C
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks very much :)

    Today, who knows what will happen. My parents are coming to see me (bringing my Dad this time) and we'll probably have a wander in town, and play it by ear. With any luck lunch today will be on them!

    Day off from work so hoping to keep it low. If I feel the need to spend on luxury, my sister gave me a £20 voucher for xmas, so might put that to use xx
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dear God!

    Where does the time go!
    I must have blinked yesterday and my day off was over.

    Will admit to feeling a little bit low. Apparently this is the most depressing day of the year, something to do with low light levels. And thats spot on for where I am.

    Its raining, windy and just pretty much awful outside, and I've really got to get dressed to go to work.

    Dont think it'll be very busy today at all and Im looking forward to getting back home and curling up in bed!

    Planning on taking soup to work for lunch and Im going to leave purse at home today. Last two days I've had it with me I've spent money!!!!
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Spent £7.03 yesterday after work on some munchie food bits. Was feeling really low at work and tired.

    Even blew the BF out so I could sit on my backside and mop!
    I dont think I'm going backwards (at least I hope not) but was just a bit lacklustre...........

    I've finally managed to arrange some holiday time from work so it might just be because I know thats coming up, I want it now lol. Ah well got three days off next week so that'll help I think.

    I've let the house go a little bit as well since was busy out of the house on friday so when I get back from work today, I'll have a jolly good tidy up. I think I've also got January's statements from the credit cards/store cards so I can see where I'm up to with those.

    I'm hoping to get two store cards paid off this month, and will ask the bf to bring round the money he owes me for christmas tonight. Cant wait for the feeling of having cleared two debts!

    Admittedly they're small, but its gonna be great for my emotional stance on the debt!!!!
    Wealth is not measured by currency
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