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clearing the cobwebs, clutter and debtness

12346

Comments

  • jacey98
    jacey98 Posts: 237 Forumite
    work lunch was ok lasted for ages which was good as less time at work! we get paid a week early so payday on monday cant wait really need to sort some stuff out. just need to not spend anything over xmas period otherwise its a long time untill the next payday.

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    have paid outstanding gas and electric bills up to date ready for moving so should not have any big surprises in January now although did cost just under 200!!!!.

    cant believe how many people at work today have not come in cause of snow i got here so should they makes me very mad especially as i live in a small village and was a nightmare to get out of.

    also good news i won a prize in the ww xmas raffle which was a hamper full of stuff only paid 2 for the ticket and its worth about 65!!!!!! brilliant and gives me lots of products to start the diet again in the new year.

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • Hi Jacey,

    I have just caught up with your DFD and you seem to be doing really well! I know it's hard, but keep going, it will be worth it in the end.

    See ya!
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • jacey98
    jacey98 Posts: 237 Forumite
    pay day at last just need to make it last untill the end of jan now!!!!!!!! however apart from my brothers birthday on 2 jan should not be spending very much untill im back to work.

    will pay off some bits and sort out sig soon, although thinking i may just wait until jan and do a big fresh new start, handing out work pressies today so feeling very festive cant wait to have 11 days off (even though i have to move in that time!!)

    2010 the year i become debt free no matter what. :xmastree:

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    well happy new year.

    lots has happened in last few weeks moved house in between xmas and new year so been busy unpacking and trying to change all my information over, just about there though just need to transfer dd over to new bank account now.

    have re done my signature as everything was a bit all over the place, but still about where i thought i would be by now. have stopped smaking for 2 weeks now which i am very proud of and it has made a big diffence to my money which is going to help lots.

    holding off on the diet untill feb i think so can clear a month no smoking first, have started to list on ebay again and cant wait for the car boot season to start have so much stuff to go now.

    its all going to be done this year one way or another " i will be debt free"

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    well really who would have thought it was so difficult to change your address......only managed bt and sky so far and that took about an hour and a half........crazyness only about another 12 things to change.

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    ok most things changed now so having a day off from stressing about what else is outstanding. cant believe it is still two weeks untill payday its been so long and really want to pay off some more money to get the new year started. 15 days no ciggies now though which i think must have saved me about 40 so far!

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    :ja great day the capital one card is cleared!!!!!!!!!!:j

    cant believe i dont have to think about that one anymore really good feeling after so long, now just need to clear the tesco one before my 0% runs out in September which works out at about 165 a month which i should just about be able to cover.


    woo hoo a 0 in my signature def feel motivated to get on now must find more things to ebay.

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    also forgot have just changed my phone and the old one is worth 78.00 from mazuma!!

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
  • jacey98
    jacey98 Posts: 237 Forumite
    and the capitlal one card has money on again!!!!!!!!!!!!!!!!!!!!!!!!! had to book our holiday for friends wedding in cyprus and deposit had to go on the card as not even close to pay day yet!!!! but hopefully should only be for a week then should be clear again..........

    not going to put it on the sig too depressing!!!!!

    jc x
    DEBT @ LBM APRIL 09 £7528.32:eek:
    Total debt April 11 2482.72
    A+L £770.73Natwest CC 1711.99
    £2000.00 saved by dec 11 £1286.89/2000.00
    DEBT FREE DATE ???????.
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