Managing Lump Sum and Regular Savings

AbC_3

I've got a lump sum of £10,000 the I want to put away in a savings account with as high a rate of interest as possible however I also want to be able to make regular monthly deposits as well. I can also lock the whole lot away for up to 3 years.

I'm reading about and comparing all accounts until I'm blue in the face but just can't work out what is the best option.

Please please please does anyone have any advice?

Thanks!

talana

No reason at all why you should have it all in just the one account.
2 accounts - £10K lump sum into the best 3-year fixed term bond then a regular saver account for the regular monthly deposits. No reason they have to be with the same institution either.