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**Update** My debt free problems

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Comments

  • MinnieSpender
    MinnieSpender Posts: 2,975 Forumite
    Well done amos! Stories like yours make me want to carry on even though the future and my own DFD seem such a long way off. And sometimes that's really really hard, especially when I feel like I'll be scraping a living forever and putting my life on hold until a day like today for you comes along for me. However much I enjoy the simple pleasures, sometimes I yearn for a complicated one!

    Don't desert us! I'm sure your advice will continue to be valuable for the rest of Team DFW. I've put the Luck Factor on my wish list for payday (next week - can't come fast enough!) after reading your recommendations for it. I hope it works as well for me!

    :dance:
    :eek: What if the hokey cokey is what it's all about? :eek:
    Official "Bring back Mark and Lard NOW! or else (please)" Member 16
  • roversbabe
    roversbabe Posts: 1,008 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Thats great news Amos - welcome to debtfreeness (is that a word). I felt weird when I became debt free - it was a bit like after passing my driving test - I had a feeling of "what now!". Well done on getting the bank charges back and good luck with your other cases.

    Yayyy

    rb x
    Official DFW Nerd Club - Member no. 027

    Debt free: 6th April 06 :T Proud to have dealt with my debts
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    That is absolutely incredible & a great encouragement for those of us just starting out! Hope that you are going to do something involving champagne to celebrate!! Yahooo...dancing round the kitchen with joy for you!! Enjoy it!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • scottishspendaholic
    scottishspendaholic Posts: 1,171 Forumite
    Hey amos

    YAY!!!!

    I'm so chuffed for you - what a superstar! I'm so pleased for you - what a positive, special post - one of the best I've ever read.

    Please stick around - you are really needed and always have the most FUN comments.

    Love

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • Penny-Pincher!!
    Penny-Pincher!! Posts: 8,325 Forumite
    This is great news! Im so pleased for you hun.

    PP
    xx
    To repeat what others have said, requires education, to challenge it,
    requires brains!
    FEB GC/DIESEL £200/4 WEEKS
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    superb news amos, so thrilled for you! :j :dance:

    really well done & the very best of luck with the rest of the outstanding charges.

    Woohoo! :T
  • aimme13
    aimme13 Posts: 458 Forumite
    wow! thats so great to hear, know how disappointed you must be about not getting your day in court!!......he he he.....but sure must be something to have that cheque in your hand......dont forget us all here still digging our way out of debt, we need your advice and humour!?! :-)....hope the unfair wages gets sorted for you too, ready for your first big investment!...............(smileys seem to have given up on me so you just have pretend that there are lots of clappy hands ones!!) :-)
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news Amos
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Chortle_2
    Chortle_2 Posts: 403 Forumite
    fantastic news Amos :beer:
    Highest Debt (Sept 04) -> £41,300 :(
    Debt Free - August 2006!! :D
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Amos, your future looks great, I hope you really enjoy it.
    Good for you that you kept plugging away at the bank....I hope many more people have the same success.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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