Lost in the middle - getting organised and debt free

Marru

Quick one as we are in the middle of packing.

The moving day is now going to be Thursday. I have left a message to removal guys, hopefully they are free and come and help.

I got a very not pleasant letter from my present managing agent so sent back a very not pleasant letter to point out all the things I had to put up while here and saying that I am not expecting them to deduct anything from my deposit.

Have sent letter to court asking for them to postpone the hearing. Have also spoken with ex on the phone and he has promised to do the same. I am not counting my chickens as yet about that.

We might pack the pc tonight. I can get online with my laptop but it is so slow that I might not bother. I will pop here during my lunch break to see what is going.

Anyhoo - my 5 minute break is over, need to go and do more packing.

savingwannabe

Just found your diary again. I never subscribe am adding it now. Gosh you are so busy. I hope you are ok.

Marru

Hello SW!! :hello:

Pretty productive day. I was getting very tired but thankfully at that point came across with my old CD's. There is nothing quite so revitalising than some music from ones past.

Enjoy:

Don Huonot (trouble maker)

Eppu normaali (every day and every night)

So next time I am complaining that I am tired can you please shout at me: "Go and put some music on WOMAN!!!"

savingwannabe

No i will send you a hug and say very gently go and play some happy music. Goodnight my friend. I am going to sleep very tired. Love you lots.

PS Good music.

Marru

Glad you liked it.

Sooo. Move is on Thursday. Removal guys have been booked, inspection for this place has been booked. Agency harassed about contract, keys and utilities providers, holiday for Thursday booked. Also booked my study leave in June.

Broadband situation complicated. Staying with present provider would mean more expensive bills and slower connection. So I have decided that I will swap providers as even paying the rest of the contract term for my present provider it will come cheaper than staying with the same.

Tasks for today. Sort out that new provider, finish packing my bedroom.

Also after Thursday it is exactly 41 months when my credit file clears so I think a challenge is in place to finally get debt free and organised. This is what I wrote into Matrix thread:

Three main categories each dividing to three like this:

Organised:
- clutter free
- working filing system (I know what to do just need to do it)
- on top of my task list

Debt free
- ACCA qualified (I'll put this here as it has effect on my earning potential)
- Uptodate accounts (budgets, cashflows etc)
- Pay off all debt

Heart singing part i.e. animals
- Spend time with them (learn to ride properly, get a cat)
- Animal communication (enroll to course that is in the autumn, BF already promised to look after DD so that I can go)
- My webbysite

And I have 1249 days to get there now I need to find out how much I need to pay per day to actually be debt free by then.

ETA: oh and BF has sold some of my stuff in fleabay so that money goes towards the debt (insert grinny smiley here)

savingwannabe

Blooming heck Marru, how on the ball are you?!! Take a bow, girlfriend. Wow!! This sounds really positive.

Moving on Thursday fantastic and nearly qualified yay to that too. Well done on fleabay, declutering, and working with animals and getting a cat!!! A jolly cute one i hope as DD will love him/her.

Marru

What a day! I am pretty much falling apart.

So I am late with stuff at work. Need to get everything done as that was the condition for getting day off for moving. I am going early tomorrow morning because I need to nip into the agency to sign the tenancy agreement and also I have the meeting with the shrink during my lunch break. I really hope it won't be waste of time.

And then there was uncertainty if my payment for the new place has gone through. I had plan with BF how we are going to deal with it if it didn't go through until tomorrow morning. However it did go through but despite that they are saying to me that I won't be able to get keys until Thursday midday. It was Thursday evening initially but got it agreed to be earlier. I have booked the removal guys to come here at 10 so I need to call them and ask if they don't mind coming couple of hours later.

All of that threw me into a wobble so had to go and have a little cry in the toilets. Then I had a little rant and then I got calm again. Until I got home and got a letter from pervious council saying that now they want me to pay bailiff fees for the visits they did here. !!!!!!!s :mad:. I am going to PM to Roberto Moir. I hope he is still in these forums.

While I was reading that letter DD managed to be under my foot and I shouted at her. So she started crying and I dashed into my room to calm down. I have now apoligised her. But then she managed to drop her food - spaghetti bolognese :eek: on the carpet. I hope I managed to get it off. Really really don't want to have to pay for carpet cleaning here.

I have now gone for a new broadband provider. And I really hope that the cashback will come through as that is making it to be cheaper than I would have if I had stayed with my present provider (because they would have changed me to another tariff as I am next to different exchange - you learn something new every day). And the contract is for 12 months so if my present provider installs their kit into my new area I have a chance to go back to them with the amount I am paying now. Sounds very complicated. Sorry can't explain it any better.

Anyway, I am tight as a string on a violin (if that makes sense). After DD is in bed I shall have some choccie biccies, cup of tea and do some stitching while watching telly. Just need to pack the stuff in my room. Shouldn't take more than 15 minutes. I can do a quick packing of stuff in DD's room tomorrow morning. BF is coming here tomorrow to help and I now have couple of more hours on Thursday due to this hassle with the keys. Should be doable.

After the move it is same story as six months ago. I am not even thinking of unpacking until my June exam is over. So in my challenge (above) that will be priority for the first days.

Aesop

I think you need one of these (((((((((((((((((((((Marru))))))))))))))), I am not going to give you that dodgy threesome hug

chin up girlie. It will soon all be over and you will be able to relax.

Have 2 cups of tea and lots of choccie biscuits. They release feel good factors

xx

savingwannabe

Poor flower you sound soo busy. Big hug from me. It will be worth it in the end Marru. I hope Mr Moir is still around.

savingwannabe

http://www.bailiffadviceonline.co.uk/

Marru i typed in Roberto Moir and also Herbie21 and got this email address from MSE/google. I hope this helps you.

I saw Fermi offered this to someone (a long time ago) it might help http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=02_bailiffs_and_council_tax

Good luck petal.