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Hypno's "no more boom or bust" diary

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Hypno..glad to see you back safe and sound and sounds like you had a wonderful time...and 3 euros change as well...brilliant.
  • Glad you had a good time Hypno - and well done to both of you for sticking with the budget. :T Of COURSE we've all been behaving ourselves while you've been gone - we've polished and everything! :A:A





















    ;):eek:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sounds like you had a great time, and a well deserved rest!

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Good to see you back Hypno. Delighted you hear you feel refreshed from your break away - but how COLD!!! All sounds wonderful though.

    Hope Mr Hyno and the Hypnettes are all well, having survived your absence. Hope you don't find too many receipts for things like champagne and french polish :D
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    :j :j Yay, welcome back Hypno :j :j
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes it was very cold, but I just skied harder and faster, and just pretended I was "hard core" :o

    Everyone seems to have coped here without me - I even got home to find the Christmas tree up.......although the lights have apparently finally died a death, so it is not decorated yet.....OH has picked up some new lights on his way to work this evening, so the kids can decorate it tomorrow (and then I can re-decorate it to my exacting standards when I get home)........and even the ironing has been done :D

    I need to plough through my banking......my scratchcards have been done in my absence (thank you!) and I have been able to withdraw a tenner......and I have got as far as seeing that £25 from pure profile has been credited to my bank account - so I need to work out what's what so I can start paying these bits and pieces off the debt.

    I have, however, just ordered a takeaway to be delivered. I can't be bothered to cook, so have convinced myself that it is absolutely the right thing to do.......although I didn't try too hard NOT to convince myself :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    \Of course it's the right thing to do.Did you not know that you are NOT allowed to cook when you get back from a holiday.
  • rtandon27
    rtandon27 Posts: 5,741 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 21 December 2009 at 1:24PM
    Welcome back! - So glad to hear you had a fabby holiday! - complete with being waited on & no dishes!!!
    hypno06 wrote: »
    ...minus 25, and that was WITHOUT the windchill!! When you factor in the wind chill, it was apparently minus 40
    I'm just a little jelous that you've had a proper winter! - mind you only just a little! ;)

    (not to worry any residual crumbs have been collected and swept under the rock)

    RT
    xox
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thats so lovely that the ironings been done for you, you have a really fabby family :T :T
    And I know you have tonnes to do tonight, but when you get a chance this week, pop over to the giol board and look for the Coral Bingo offer, I made £6.50 on it, its riskfree so worth a shot ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    TReat the takeaway as the last part of your well deserved rest :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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