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Hypno's "no more boom or bust" diary
Comments
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Hi Hypno..glad to see you back safe and sound and sounds like you had a wonderful time...and 3 euros change as well...brilliant.0
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Glad you had a good time Hypno - and well done to both of you for sticking with the budget. :T Of COURSE we've all been behaving ourselves while you've been gone - we've polished and everything! :A:A
:eek:
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Sounds like you had a great time, and a well deserved rest!
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Good to see you back Hypno. Delighted you hear you feel refreshed from your break away - but how COLD!!! All sounds wonderful though.
Hope Mr Hyno and the Hypnettes are all well, having survived your absence. Hope you don't find too many receipts for things like champagne and french polish0 -
:j :j Yay, welcome back Hypno :j :jMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
Yes it was very cold, but I just skied harder and faster, and just pretended I was "hard core"
Everyone seems to have coped here without me - I even got home to find the Christmas tree up.......although the lights have apparently finally died a death, so it is not decorated yet.....OH has picked up some new lights on his way to work this evening, so the kids can decorate it tomorrow (and then I can re-decorate it to my exacting standards when I get home)........and even the ironing has been done
I need to plough through my banking......my scratchcards have been done in my absence (thank you!) and I have been able to withdraw a tenner......and I have got as far as seeing that £25 from pure profile has been credited to my bank account - so I need to work out what's what so I can start paying these bits and pieces off the debt.
I have, however, just ordered a takeaway to be delivered. I can't be bothered to cook, so have convinced myself that it is absolutely the right thing to do.......although I didn't try too hard NOT to convince myselfSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
\Of course it's the right thing to do.Did you not know that you are NOT allowed to cook when you get back from a holiday.0
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Welcome back! - So glad to hear you had a fabby holiday! - complete with being waited on & no dishes!!!...minus 25, and that was WITHOUT the windchill!! When you factor in the wind chill, it was apparently minus 40
(not to worry any residual crumbs have been collected and swept under the rock)
RT
xox4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!0 -
Thats so lovely that the ironings been done for you, you have a really fabby family :T :T
And I know you have tonnes to do tonight, but when you get a chance this week, pop over to the giol board and look for the Coral Bingo offer, I made £6.50 on it, its riskfree so worth a shotMortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
TReat the takeaway as the last part of your well deserved restI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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