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Hypno's "no more boom or bust" diary

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  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good idea to have a proper break me thinks :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    wish i could build a good relationship with fly lady.

    do i remember rightly that you were talking about a declutter your life type book? if so could you let me know the name of the book.
    I've come to the conclusion i'm sick of being cheesed off with everything and finally need to make some changes.
  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I got the book from library~hang on ~
    why am I SO disorganised?
    sort out your stuff
    Dr Marilyn paul~HTH
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    That's the one, beanie - be warned, anyone who gets it.....it can be quite an emotional journey once you get into it!!

    I've done an hour's flylady - bathroom, ensuite and cloakroom, and put a load of washing in. I am therefore going to pay myself £5 :D

    I've also made a start on my Christmas cards.....the important ones, ie the Great Aunts etc who we rarely see, but I would feel awful about if I didn't even make the effort to send a card.

    Hope you have all had a good evening so far.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Good start Hypno! I've got a few presents wrapped tonight so that's my effort! :D
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I've not got THAT far yet EH......well, we did a few ages ago, but that was just a token effort I think.

    Flylady has the following challenge.......I have signed up :rolleyes:

    the challenge is to have all your ironing done by New Year's Eve - to start 2010 with an empty ironing basket

    Do you reckon I can pay myself a productivity bonus if I achieve it :confused:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    beanielou wrote: »
    I got the book from library~hang on ~
    why am I SO disorganised?
    sort out your stuff
    Dr Marilyn paul~HTH

    I've also got that book from the library - but I've lost the bl00dy thing in all the clutter! :rotfl:
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    hypno06 wrote: »
    I've not got THAT far yet EH......well, we did a few ages ago, but that was just a token effort I think.

    Flylady has the following challenge.......I have signed up :rolleyes:

    the challenge is to have all your ironing done by New Year's Eve - to start 2010 with an empty ironing basket

    Do you reckon I can pay myself a productivity bonus if I achieve it :confused:


    I have signed up for that too - god knows why, there's piles and piles of it :eek: wonder if I can get sponsership per item - I'd be debt free in no time! :rotfl:
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have an empty ironing basket! do I get a prize:D?
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hypno06 wrote: »
    Right.....

    As you know, flylady and I have an on/off relationship.....when we are together, we are good for each other, then when we drift apart, life becomes muddled and unhappy.

    So.....I found myself hunting for a cleaner......can get one for £8.50 an hour for 3 hours a week = £25.50.

    Hurrah, I thought, I can move on from my previous failed attempts at a relationship, and get another woman in :rolleyes: I have tried counselling, I have tried "the silent treatment" and I really thought the time had come to call it a day.

    But something stopped me from doing the dirty (no pun intended).....If flylady and I make the effort, and I DO accept that there is probably more input needed on my part in this relationship), that is the equivalent of £5 not spent on "the other woman" for every day that I do what I need to do.......(it is a mid week relationship only - I need my weekends to recover), and not only that, but I will also have 50p left over to buy a bag of minstrels on a Saturday morning :o

    So, flylady and I are agreeing to give it another go......and for £5 a day where the list is completed, to go into my "moving house" (ie pay off the mortgage) fund.

    I'm not sure which I am most looking forward to - an extra £100 a month going to the mortgage.........or the minstrels on a Saturday :rolleyes:

    Mmmm, I like this plan - defo Minstrels for me!!

    Since successfully slimming and exercising into my party dress last week, this week I am hoovering up any chocolate coated morsel I can lay my hands on! :o:eek:
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