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Hypno's "no more boom or bust" diary
Comments
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Congratulations to the kids!
Great news on the passport.
Won another £15 on BB - enjoying that site! OH's account wins more than me and he has a number in his username... wondering if it really does help! He's won £65 to my about £31 ish
For those wondering if you really can make £10 a day - well for some months it might be more like £5 for me but quite often I get the £10 a day.....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Well done on another good win - BB gave me £2.50 this morning - every little helps!
I manage to average my £10 a day most of the time - the only time I don't is when I don't put it in my signature, then I lose track of what I am doing so give up a bit :rolleyes: I don't post regularly on that thread any more, but I am very definitely still doing the challenge as it keeps me focused!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Congratulations to DD and DS, you must be so proud.0
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Congratulations to DD and DS, you must be so proud.
I think I am more excited than they are
Especially so for DD - this is her last chance for it I think, and so I am pleased that she has an opportunity to do it......will look good on her sixth form applications too! Also a good thing for uni applications in a couple of years, as some of them offer sports scholarships.......something to look into, but in any event, selection will look good on her CV. Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
:T Well done mini-Hypnos! :T Good luck with the [STRIKE]debt busting[/STRIKE] ski saving... are you going to be collecting ink cartridges again / host another student or do you have another cunning plan?Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
I will spend the next few days brainstorming.....hoping that bingo is good to me, and pushing myself to list whatever is not nailed down on ebay and amazon.....
One thing that is certain is that I WILL get the money - how, I am not yet sure, but I WILL get it.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Great news hun & I know you will get the money.
Sometimes life gets in the way & as has been said so many times before its all about getting a balance.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Brilliant news about the skiing Hypno....definitely worth slowing down the debt repayments for. I'm glad mine aren't into anything like that yet - it's expensive enough just for normal stuff. Tonight I had to pay out £15 x 2 for 5 after school activities they'd really like to do, £3 for school Christmas grand draw tickets, £10 for school sponsorship (I'll get this back because my parents sponsored them a tenner!!) and £20 towards a school residential holiday deposit for DS. Yikes! All that money and I didn't even leave home!! No wonder I'm skint!
Oh well, at least I'm working again and November / December are a busy couple of months for work.
{mudbath goes off muttering 'the phone WILL ring with lots of new clients'!} xx0 -
Fab news about the kids Hypno :T :T How much roughly are you needing to find for them?Mortgage Total: £51,549 / £75,000
Mortgage Overpayments Pot £10790 -
Just over £2000 for the squad training in Norway, plus I have already committed to DS doing January in France :rolleyes:
So total of about £5000........first instalment - £495 each by next week :rotfl::rotfl::rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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