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Hypno's "no more boom or bust" diary

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    In_Search_Of_Me wrote: »
    ta...padded cell here I come....hows pania?

    I've not seen her since June! I've had just a couple of brief texts from her, but I have to admit I just keep tabs with her on facebook now - not had a proper conversation for a very long time. From FB, I think she is ok - in and out of love......:rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • llamahead
    llamahead Posts: 324 Forumite
    Part of the Furniture Combo Breaker
    I'll be able to finish my Uni assignments but also who is going to make my tea in the morning? Ah well, swings and roundabouts...

    I would love restaurant MS's but they never seem to come up, think I'll have a look at joining another site to get a bit more variety.
    Mortgage = $277,000/$440,000 Started 29/06/10
    Sealed Pot 2012 = $910
    Sealed Pot 2013 = $790.80
    Sealed Pot 2014 = 543.50
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I went about 5 years with only 1 restaurant M/S then suddenly had a flurry of them - eating out several times a week at one point! Then they ground to a halt and I probably haven't done one for over a year.

    What are you studying at uni, llama?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi hypno et al

    Well I won £30 on BB today between me and OH so chuffed with that! woohoo! thanks again so much for letting me know about it as otherwise I never would have know! Now £66 up this week just from them lol
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Glad to have been of assistance, SH, and well done!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have ventured into the land of BB today and registered 2 cards and every time I try to make a deposit it is declined. There is money there, I have been on the help and it still won't let me do it. Maybe its Karma?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quick update. It has now decided it does want my fiver after all. Any particular game I should go on?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    sorry, lucielle, I have no idea what that's all about. Seems as though you are destined not to play bingo :(
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    lucielle wrote: »
    Quick update. It has now decided it does want my fiver after all. Any particular game I should go on?
    L

    I don't think it matters what games you play - just whichever takes your fancy!

    glglglgl!!!!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Okey dokey. Off to go and play. Just another quickie, do they have any cheap games, you know 10p-5p ones?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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