Thurs 1st October - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning everyone
Hugs to anyone who'd needs or would like one today.... and welcome to any new posters...

Not much on for me today - work and pick up DD1 from a netball match after school at 5 then drop her straight to cheerleading...busy lives the cildren have

Mogchops - exciting, nearly your big weekend....do you have the outfit ready?
Dawn - glad you had a lovely luxurious few days, back to reality eh?!:D

Ok, here's my list for today:

• check banking - moved TCs to spends account
• daily scratchies
• walk to work today
• packed lunches for all 3 of us
• dinner from plan tonight - chicken pasta bake I think
• free tea/coffee at work
• sparkle of course....

That's all for today - have a fab day!

Candy0107

Morning All

Thanks for starting the thread today Milly . Hello to everyone else who posts today. Hugs to those that need them

Today I have/will:
• Checked online banking – bill pay day so I have moved spare money around and updated my spreadsheet
• Done daily scratch
• Need to do Quidco clicks – every little helps
• Meals from storecupboards
• Checked quidco – gggrrrr no payment from Quidco as I have set my limit to £1 and there is 41p waiting to pay
• Have an NSD
• While I am on the internet catch up on the forum from yesterday
• Put spare change in my coke bottle saving’s pot
• Apply for any interesting jobs
• Try to start work as soon as I get there to make up for lost time this week
• Work out how many day’s holiday I have

Think that is about it…..have a great day everyone

Candy xxxx

DawnW

Morning all :j

Thanks for starting the thread Milly.

Today I have/ will:

Checked online banking - must sort out money stuff tonight after work, and look to paying off cc which has been building up over the last few months before end of interest free period :rolleyes:

£4.50 to come from Quidco - every little helps

Seen to animals

HM meals and packed lunch for work - as you say Milly, back down to earth with a bump!

Do some housework after work so I don't have it all to do at weekend

Phone friend and DD1 later

Well, that is probably it for me - not very ambitious I know!

Only 2 more days at work and I have a week off :T:T:T
(must avoid boss in case of any last minute 'extras' such as having to go to Timbuctoo (sp?) for the weekend :rolleyes:)


Have a nice day everyone :hello:

brokemedic

Morning everyone,

Today I have/will:

checked my online banking (still pleasantly surprised and relieved that I will remain within my overdraft once all my DD/SO have been taken out - before my LBM I would be in a complete panic as I didn't have enough).
coffee and brekkie from home
cycle to uni
make packed lunch for uni
go and chase up a payment for some overtime I completed in August.

I am going out tonight but I have limited myself to £15. I am really going to try and stay within that.

Hope everyone has a lovely debt-free day :rotfl:

Pippilongstocking

Morning all

Waves to those up and anyone new later on today

Today
CHarge phone at work
See if I can get my pH testing kit to work
PAD to evil edna
Move some money to clear CC - expenses should be cleared today
Home made curry (turkey) here for tea
Teaching tonight so might ask brother to do a few jobs as well whilst he's here
Pick tomatoes
Feed birds (and chickens)
Shimmerr - not so sparkly today but will give it a go

Pippilongstocking

Milly I think I need more of this to take in the first message - very very lovely and bright

Dawn I did mean to say last night - from 5* to bin taking out - isn't life just like that? Avoid Timbuctu if you can......
MC- one sleep now isnt it?
Candy your quidco payment sounds as much as my last one!

Brokemedic - where on earth do you buy stethascopes?

7 degrees here with squally showers - um so glad I thought OK its not raining I will put out DD's washing!

Katy83

Morning everyone,

It is freezing here today! Proper autumnal weather for the beginning of October.

Mogchops - hope you have a fab weekend, good luck with the outfit!
Dawn - good luck avoiding Timbucktu, I hate it when the boss finds all sorts of things for you to do at the last minute before holidays.
Milly - I love all the smilies, they've really brightened up my mornings this week!



Right my list for today:

• [STRIKE] Breakfast at home, lunch from stores
• NSD
• Fill up water bottle instead of buying water
• Go for a swim tonight
• Check banking
• Dinner from meal plan - vegetarian toad in the hole
• Do my timesheet first thing (worst job of the week)
• Charge phone at work[/STRIKE]
• Hang up next load of washing when I get home.

Have a good Thursday everyone xx

katylittlelady

Morning everyone!

Feel yuck today! I am brewing a sinus infection! Haven't had one for about six months and normally get them after colds! It isn't great timing as I am due to have sinus surgery in twelve days to help correct the problem!

So not really feeling up to much! Have GP appointment this afternoon and will start antibiotics. So my list is rather short today:

• Bath with free products
• Walk to GP if I feel up to it (have achy joints but walk may do me good and no money for the bus!)
• Get prescriptions using pre-payment card
• Treat myself to cup of tea at Sainsburys (79p) whilst waiting for prescription
• Daily scratchcards
• Daily lotteries
• Daily competitions
• Twitter comps
• Comps ending soon
• Update signature and start £1000 challenge before Christmas!!

Have a good day everyone xx x x x

TangledMemories_2

This is the first time I've joined in this kind of thing so bear with me!
*Made lunch for me and OH
*Drove extremely differently to how I usually do - managed to get my car to do 34mpg instead of 24 lol
*Moved some money around so OH can pay off his toolbox debt for once and for all (saving us £100 a month)

Need to figure out where to move money around from to compensate for us going £380 into our overdraft last month (wedding in August took it out of us and still playing catch-up)....plus because OH has started new job, he's been emergency taxed
Hopefully will sort everything out!

...Oh and have attempted to figure out how to do daily clicks lol

savingforarainyday

Morning Everyone

Beautiful Morning Here:j:j
Today I will check online banking
Do lots of washing on the lowest energy prog possible
Await Tesco delivery this evening. Just couldn't face another evening out this week:rotfl: (only have the one car so would have to have gone shopping when dh came home)
Mum having op today so I am feeling a bit ansy about this.
Appointment with difficult client this morning
Invoices and Draft Tax returns done to day and posted tomorrow
Clean downstairs loo and bathroom (not mse but necessary:cool:)
Chase emails about courses for ds.
Sweep leaves in garden and tidy plants
Must do exercises for painful heel

Mogchops - hope you have a lovely weekend
Dawn hope - you manage to avoid timbuctoo.
Brokemedic - well done for staying in the overdraft limit

Well that will do to get me started. Off to get ready to see client:eek:

savingforarainyday

Says "Hi" and waves to Tangledmemories.:D