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Hello again. Slighty worried and in need advice......again
Comments
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Good
Phew
What date do you need to get the paperwork back to the court?
Is the CCa legally complaint and can you scan the default letter, minus perosnal details and bar codes and put a link to it on here for 10past6, please.
I have 14 days as of today. I do not have a scanner though. The CCA was for a loan agreement and it always assumed it was ok, not like the duff ones i have recieved from 1st credit. I will need to dig it out along with teh default and get back to yoiu if thats ok0 -
Could you open a photobucket account?DarkConvict wrote: »On your photobucket account, find the photo and under it should be a URL i.e http://i3r.photobucket.myaccount/photos/image1.jpg , you need to post up the urls.If you've have not made a mistake, you've made nothing0
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I've received your PM debtman
If I understand this thread correctly, you've now received litigation papers which you still have in your possession, correct?
Before completing the court papers I need to clarify:
How old is the debt?
Did you make a CCA request PRIOR to litigation commencing?
Have you received a default and termination letter? if so, I need to view them here or via PM.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Cavalry to the rescue :j
Nice to see you again 10past6
RASIf you've have not made a mistake, you've made nothing0 -
I've received your PM debtman
If I understand this thread correctly, you've now received litigation papers which you still have in your possession, correct?
Before completing the court papers I need to clarify:
How old is the debt?
Did you make a CCA request PRIOR to litigation commencing?
Have you received a default and termination letter? if so, I need to view them here or via PM.
Yes still have the court papers here
debt is from 2001(i think) will be able confirm later
CCA request was made in Nov 07.
Default and termination im sure is filed away, again i can get this later, however no way of scanning it in.0 -
Cavalry to the rescue :j
Nice to see you again 10past6
RAS
Thx RAS, getting back to normal once again, thankfully
Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Good, you need to acknowledge the claim, this is nothing to do with fighting the case, you just need to acknowledge that you've received the claim.debtman2007 wrote: »Yes still have the court papers here
The year is good enoughdebtman2007 wrote: »debt is from 2001(i think) will be able confirm later
What's the outcome?debtman2007 wrote: »CCA request was made in Nov 07
These are going to be the most important part of your defense, so, if you know anyone that has a scanner, the documets need to be viewed.debtman2007 wrote: »Default and termination im sure is filed away, again i can get this later, however no way of scanning it in.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Good, you need to acknowledge the claim, this is nothing to do with fighting the case, you just need to acknowledge that you've received the claim.
The year is good enough
What's the outcome?
These are going to be the most important part of your defense, so, if you know anyone that has a scanner, the documets need to be viewed.
So i send the claim form back with my details income/expenidture/creditors etc.??
It was 2001. they sent me the paperwork.
i'm confused. do i phone the cccs back? have they advised me incorrectly0 -
Yes, at this stage you only need to confirm you've received the claim, if the claim id from Northampton bulk centre, you'll have been issued with a log in and password details, log on using those details and confirm you've received the claim.debtman2007 wrote: »So i send the claim form back
Not at this stagedebtman2007 wrote: »with my details income/expenidture/creditors etc.??
Do you mean they've issued your CCA?debtman2007 wrote: »It was 2001. they sent me the paperwork
No need to if you still have the court papersdebtman2007 wrote: »i'm confused. do i phone the cccs back?
They will do, debt charities WILL NOT become involved in disputed claims, they'll advise you to admit the claim, thus preventing you challenging your legal right to confirm the claimant has complied with legislation, resulting in you being awarded a CCJ.debtman2007 wrote: »have they advised me incorrectly
I've assisted many members on here facing debt liigation having the claim overturned / dismissed, however, it's your decision what you chose to do, we'll help and advise here, but you're the one who has to attend court and explain any errors the claimant has made in bringing this claim.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Yes, at this stage you only need to confirm you've received the claim, if the claim id from Northampton bulk centre, you'll have been issued with a log in and password details, log on using those details and confirm you've received the claim.
Not at this stage
Do you mean they've issued your CCA?
No need to if you still have the court papers
They will do, debt charities WILL NOT become involved in disputed claims, they'll advise you to admit the claim, thus preventing you challenging your legal right to confirm the claimant has complied with legislation, resulting in you being awarded a CCJ.
I've assisted many members on here facing debt liigation having the claim overturned / dismissed, however, it's your decision what you chose to do, we'll help and advise here, but you're the one who has to attend court and explain any errors the claimant has made in bringing this claim.
I have logged on but can not find a confirmation option. Do you mean the Acknowledgment of Service form, where you are given 28 days to respond?
Yes, a CCA was issued
Yes i was advised to admit teh claim, i assumed that was correct because the CCA was ok this is what i would need to do
here lies a problem for me, not sure if i could explain it to a judge. not a confident speaker. how many people would be there?0
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