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Cinnys Spending Diary - Take 2

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Comments

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Link!
    You get full sized products to review, that's the best bit. The was pretty shocked when I got the body scrub through the post as it was a massive 250g tube - it's going to last me ages! Todays product is Blistex Lip Massage, but they have Goody Hair Tools tomorrow and Shampoo & Conditioner sets on Wednesday.
  • Flower08
    Flower08 Posts: 4,771 Forumite
    The thing is we move out after christmas not only would we need to try and get as much as the debt gone but we would also need at least 2000 pounds in savings. Think we really need to have a long chat about it tonight and see what would benefit us the most. I know hes not misserable here, but hes also not over the moon, andf i understand that - it is hard to move from having your own flat to beng back into a small double room with no real space of our own.

    Why does it all have to be so bloody hard?!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I did the same Flower. My OH changed his to 'I have never watched the X Factor before but those two boys can sing' haha. Everyone was like ' I am not going to watch it anymore'. It is only a TV show everyone takes it so seriously. I thought it was funny as well.

    Sounds like you had a nice weekend Cinny!
  • Flower08
    Flower08 Posts: 4,771 Forumite
    wendz86 wrote: »
    I did the same Flower. My OH changed his to 'I have never watched the X Factor before but those two boys can sing' haha. Everyone was like ' I am not going to watch it anymore'. It is only a TV show everyone takes it so seriously. I thought it was funny as well.


    I put my status as 'jedward to win' - you'd have thought i had just committed mass murder from the comments that are all over my facebook page :rotfl:
    Biggest Loser Weight Loss: 13 / 20 lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Moving out is going to cost you a lot so all your money will be tied up where as it would be easier t pay the debts off now. Obviously depends on what you and your OH want though Flower.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Of course living with your parents is not perfect, but its a means to an end
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    wendz86 wrote: »
    Moving out is going to cost you a lot so all your money will be tied up where as it would be easier t pay the debts off now. Obviously depends on what you and your OH want though Flower.


    Yep definatly something that needs to be discussed. We have done so well, we have cleared my overdraft and nearly cleared one of the credit cards since we have been there. But i know what it means, it is fustrating being here and of course i would love my own space, but on the other hand i would also love to have no debt at all when we move out again.
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    But you will have your own space again, thats not in question, its just weather you wait say 6 months for the space and do it debt free, or get the space asap, and have the debt for anothe ryear. Personally I think in the long run you'll find it a lot less stressfull to have no debt.

    Cinny is there only one of each product given out each day on Beauty Judge, and thats the only renumeration?!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • I thought I was very popular when I logged into Facebook but it turns out there's someone called Lucy on X-factor or something?

    It's annoying Flower but like Dinah says, this debt really could hang over you for years to come if you don't get rid of it now while you have a golden opportunity. You could look at not being totally happy with his parents as your incentive to get rid of it as quickly as possible so you can start saving to move out.

    Morning Your Maj'!
    Weightloss: 14.5/65lb
  • Flower08
    Flower08 Posts: 4,771 Forumite
    But of course its not just my decision, its something we both need to be happy with and clearly OH is not happy...right i need to think of more money making ideas and have a mess around with our budgets to see if we have cut back everywhere that we possibly can!
    Biggest Loser Weight Loss: 13 / 20 lb
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