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how far back can we claim with credit card charges?

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Comments

  • mojo-jojo_2
    mojo-jojo_2 Posts: 94 Forumite
    Hamstan wrote: »
    Hi
    I'm just worried about reclaiming credit card charges whilst on a dmp.If the creditor has suspended interest and late fees etc do they ever reinstate them again once you put a claim in.Probably wouldn't be able to if debt has been passed to a dca but what if it hasn't.
    I dont want to rock the boat. I have only just started looking into this but have been encouraged by mojo jojo's fantastic results and being able to knock a few months off my dmp
    Thanks

    Hi, I am on a LONG term DMP and some of the creditors we have reclaimed from had already passed my accounts to DCA's but none of them have started adding fees etc back on just because I have reclaimed from them. Be prepared for a few (well...many) knock-backs, but just keep on going!

    Good luck and let us know how you get on

    mjjj
    LBM April 2006-19 creditors, £47,000, After 2 yrs £50,000 After 3yrs £45,373 DFW long haul supporters #101 Reclaimed: Halifax -£1566 & £448 PPI, Marbles/HFC -£200, Barclays -£409, Morgan Stanley -£129 + £933 PPI, Cap 1 -£493, Argos -£120. Studio -£76, Citi-£155, FOS- MBNA, GE/Santander x2, Shop Direct x2. Total - £4589.31!!
  • woodymeg
    woodymeg Posts: 206 Forumite
    hi where on forum could i get a copy of SAR letter to send to a company pls x
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    woodymeg wrote: »
    hi where on forum could i get a copy of SAR letter to send to a company pls x
    http://www.moneysavingexpert.com/reclaim/credit-card-charges#step1
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
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