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Be Optimistic in October & join our NSD Challenge!
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Yesterday was day 2 :-)( hoping to get another couple in this week but have to meet a friend for lunchtime drinks one day and will need loads of veg for soup makingh Friday night Sat morning x0
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I have decided to Shop at Home this month. I will use everything up in my Freezer and Cupboards to prepare for Christmas. I have been saving with A**A Christmas Savings Card to re-fill them both. The only items I will buy are Fruit and Vegetables.
Also make Pressies and Cards.
So far 4 No Spends.
TrishaIt is far better to know nothing than to not know
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Managed my first NSD yesterday but today won't be! Really not doing well this month *sigh*Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Having managed an almost no spend month last month I'm not doing so well this month. Having one of those periods where I need to spend something virtually every day. Just timing of things like needing grocery shopping! Maybe I should only count it as a spend day if I have a non-budgeted spend? What do other people count?2019 fashion on a ration 0/66 coupons0
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Ooh Ooh 2 nsd's for me already saturday and sunday. I am really excited, may do better than I thought this month.
I did promised I would post more often this month too. So here I am:j:j:jMy finances are work in progress.Normal veiwing will resume shortly0 -
Bit of a slow start for me, as I've only managed one NSD so far. I normally try to pay everything at the start of the month though, so hopefully after the 10th they should start to tally up
Debt at LBM (28/08/09) = £43000 / Current Debt = £39800Wannabee debt free date 28/08/12The 20K challenge £0/£20000 (0%)0 -
I have just realised that today is my 1st NSD in October!!:j:j:j Yeah, 1 down, 9 to go!!!!Nerd No. 12452014 Challenges:Attempting to snowball to freedom!0
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Hooooray for NSD number 3 for me today and am hoping for NSD number 4 tomorrow. At this rate I may have to up my target but lets not get tooooo over confident...1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now0
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NSD number 3 what a good start to the month!! Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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finally, nsd no 2 for me Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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