Be Optimistic in October & join our NSD Challenge!

manic_cow

Well, yesterday ended up being a nsd as I had way too much to drink on friday and ended up in bed all day hungover. Not great for my liver I know, but not so bad for my bank balance! Also it worked out well as I'd budgeted to spend about £50 going out last night which I didn't end up spending. On track for a no spend day today as well. Going well so far

miss_w_2

2nd for me 2day.... this is easier than i thought lol :j

well i just have to get oh 2 take my car to work, not leave me with the bank card and lock my self indoors!!

bigbeff

2nd no spend day for me I am doing well!!

Purpleroses

finally managed my first nsd of the month today

BigMummaF

I was looking forward to Friday being my first nsd of the month, but the window cleaner decided to call & I hadn't put his money in the jar yet Still, yesterday was fine & I'm cautiously optimistic that I'm safe for the rest of today...still time to fit in a quick burger tho, but NO! I must be strong! I MUST be strong....I will be strong....I will be [STRIKE]back in half hour[/STRIKE] sitting on my car keys so I can't go

fedupandskint

BigMummaF wrote: »

I was looking forward to Friday being my first nsd of the month, but the window cleaner decided to call & I hadn't put his money in the jar yet Still, yesterday was fine & I'm cautiously optimistic that I'm safe for the rest of today...still time to fit in a quick burger tho, but NO! I must be strong! I MUST be strong....I will be strong....I will be [STRIKE]back in half hour[/STRIKE] sitting on my car keys so I can't go

Just be strong!!!!!!!

My first NSD today, yipeee!!!!!!

cashless_wonder

Day the 1st for me !!!!!!!!!!!!!!!! Cool

urg123

Hi

I don't thing I pledged this month but I will attempt the usual 8 this month.

I achieved my first NSD today!

urg x x

starnac

quick question. i'm only counting when i spend money on something rather than bills, DD's etc. so i'm counting shopping of any kind, petrol, food, things i shouldn't buy :rolleyes: etc. my dilemma is, today being sunday i went to church. should i count my collection money as a spend or not? i put money away every month for this but i can't decide whether or not to count today as a NSD as i didn't actually spend anything. what do people think?

Lollypop75

starnac wrote: »

quick question. i'm only counting when i spend money on something rather than bills, DD's etc. so i'm counting shopping of any kind, petrol, food, things i shouldn't buy :rolleyes: etc. my dilemma is, today being sunday i went to church. should i count my collection money as a spend or not? i put money away every month for this but i can't decide whether or not to count today as a NSD as i didn't actually spend anything. what do people think?

If you budget for it I don't think it would be unreasonable to still count it as an NSD. Basically you need to make a judgement.

I see a therapist almost every week (basically every week except when either of us is away) and I still count them as NSDs (obviously so long as I don't spend anything else. That's a fairly large portion of my income (given how little I earn - she's actually very reasonable).