We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Be Optimistic in October & join our NSD Challenge!
Comments
-
Yeay 1st no spend day
Debt as of 29/12/25
Overdraft: 1465.60 1184.45
CC1: 866.75
CC2: 5699.85 5199.85
Total:8032.30 7251.050 -
Hoorah! Just racked up my 2nd NSD, happy dance!!

0 -
No NSD today, had to buy fuel for the car....'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
-
hi i would like to try for 10 NSD's in October. Got one so far and am going to spend tomorrow as going to a craft fair with my sister. must try not to spend too muchGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
-
No NSD today for me as I ended up going to the pub, (it's the usual night for our group of friends). However I 99% knew this would happen, but I still treated it as a NSD during the day so didn't buy breakfast, lunch of afternoon drinks at work saving me a grand total of about £3.
Total spend was £7.20 for 2 drinks and two packets of snacks :O 0 -
If AFD is Alcohol free..no point me signing up cuz I'm one of those boring old far ts who doesn't drink
For some reason I have to really fancy a beer or short
so I guess I'm lucky in that respect. Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
0 -
I am a returner after a period of being very uncontrolled so can I have
10 nds pls
Andrina0 -
Hi there - sorry to appear a few days late but could you change me from 12 NSDs to 10 NSDs for October please?
Had 1 so far......:rotfl:
I really need to sort out a new signature!0 -
1st NSD for me yesterday! :j0
-
If AFD is Alcohol free..no point me signing up cuz I'm one of those boring old far ts who doesn't drink
For some reason I have to really fancy a beer or short
so I guess I'm lucky in that respect.
People who don't drink aren't boring! I don't drink, and I'm always the one with energy at the end of the night when everyone else is flagging! Sadly I stopped drinking way before I joined this board, otherwise I would have been able to use the amount I saved for sensible things (like holidays - I don't have much debt, thankfully).
Still, when I quit smoking I will do that - as I now keep track of my spending, I can easily see how much I spend on tobacco each month.
On another note, I had my first NSD of October yesterday! I'm working evenings, which I think will probably help me not spend (although I may lose all my friends!).0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
