bank which will sms me when transactions take place on account

digp

is there any such bank?

TheEffect

First Direct do this for free. HSBC do this for £3 a month for current account holders and free for Plus account holders.

Extant

Individual transactions? I doubt it.

Kavanne

O2 Pre paid money manager card will do this if you are an O2 customer.

TheEffect

BarclaysManager wrote: »

Individual transactions? I doubt it.

First Direct texts you everytime a transaction happens on your account....
HSBC can do this as well, along with Lloyds TSB. All you do is register for text banking and set the ALERTS to Min Amount Alert - £0.01 Max Amount Alert - £0.01.

Barclays also do ..... oh wait...! (Sorry, cheap shot)

never-in-doubt

BarclaysManager wrote: »

Individual transactions? I doubt it.

Yes they do - I use HSBC Plus and each transaction over £100 (what I set it to) shows via text either daily, weekly or monthly.....

I set my profile to alert me all credits whenever they occur, debits over £100 when they occur and a weekly snapshot each Friday with the last 10 transactions.....

I keep telling people how great HSBC are - thought you'd know this being a rival lol



* Note for BM to go to the boardroom with 'HSBC do this, can we copy it'.... lol

never-in-doubt

Kavanne wrote: »

O2 Pre paid money manager card will do this if you are an O2 customer.

is o2 a bank?? Kavanne - you slipped up there lol

Nearly all pre-paid cards offer this service, o2 are one of the last (being its the newest range of card).... The first (drum roll) was the Sun maestro issued by whoever (is it Tuxedo?)!

poet123

Lloyds TSB do it too.

jambosans

Just to clarify about Lloyds TSB's mobile services.

For free (if you hold a current account) you can receive a weekly balance with previous six transactions and an overseas transaction alert - both via text.

For £2.50 per month (free with Student (until August 2010), Premier and Private Banking) you can receive the Mobile Banking Pack. This includes: balance request with previous six transactions; limit alert (if you go within £x or over you arranged overdraft/ £0); high/ low balance alert and finally Mobile Banking.

Contrary to what TheEffect has said, none of Lloyds TSB's mobile services offer an alert per transaction via text automatically. However, as I've already mentioned, you can request a balance and previous six transaction at any point with the Mobile Banking Pack.

Halifax Bank of Scotland have also quietly launched a text alert service for Reward Current Account customers. This simple alert, sends a text when you are near £0 or your arranged overdraft limit.

I didn't think there was a "per transaction" text alert service, until TheEffect and never-in-doubt mentioned First Direct's and HSBC's. I would have thought getting a text every time something came off your account would be very annoying. High/ low balance alert makes much more sense.

never-in-doubt

jambosans wrote: »

I didn't think there was a "per transaction" text alert service, until TheEffect and never-in-doubt mentioned First Direct's and HSBC's. I would have thought getting a text every time something came off your account would be very annoying. High/ low balance alert makes much more sense.

Nah mate you set it up to suit, I only get texts for £100+ debits but all credits which aint that much cos no1 wants to pay money into my account lol...... so not many texts really, yea on bills it can be tedious but say you do loads of DD's on the same day, you get one text with them all listed, not like 10 one after another :beer:

Extant

never-in-doubt wrote: »

Yes they do - I use HSBC Plus and each transaction over £100 (what I set it to) shows via text either daily, weekly or monthly.....

I set my profile to alert me all credits whenever they occur, debits over £100 when they occur and a weekly snapshot each Friday with the last 10 transactions.....

I keep telling people how great HSBC are - thought you'd know this being a rival lol



* Note for BM to go to the boardroom with 'HSBC do this, can we copy it'.... lol

Although I was already corrected, I've no idea what's going on with SMS banking and the like (whether Barclays is doing anything with it or not).

From a personal point of view, I'd have thought people would be more interested in moving towards mobile internet based solutions, allowing for significantly greater functionality. I know, for instance, that iPhone apps are being developed.

Whilst not everyone is in that position as of yet, I can't wait to see what comes about in the next few years. It's going to make getting rid of cheques so much easier.