unknown searches on my credit file

never-in-doubt

property.advert wrote: »

Would you care to explain why a pre paid card could trigger a credit search ?

http://www.corporatepay.co.uk/why_prepaid.aspx

Its an I.D Verification and will show on the credit report as an unrecorded enquiry....... basically its not a search, but an address verification (i.e. they checked your electoral register status).

property.advert

I don't know about the prepaid card. I've an account in any old made up name and address and they have never asked for any ID. Some cards do have a higher level, where you do have to prove who you are.

stikiuk

RoxyK wrote: »

Hmmm thats a thought. I won a prepaid 5 Euro mastercard and sent off for it last week. As its prepaid wouldn't have expected a credit check though.

I won one of these also, maybe thats where the identity check comes from.

Thankyou all for your replies, i am going to telephone equifax now and find out.

fawinds

property.advert wrote: »

I don't know about the prepaid card. I've an account in any old made up name and address and they have never asked for any ID. Some cards do have a higher level, where you do have to prove who you are.

Then your card is not verified and will probably have a low load limit as well as some restrictions.