unknown searches on my credit file

stikiuk

Hey guys, firstly let me apoligise if this is in the wrong place.
Ive just got a couple of searches on my credit file and i havn't a clue who they are, hopefully someone can give me a clue......

I-CD PUBLISHING-CORPORATEPAY LTD ???
&
CREATION FINANCIAL SERVICES LTD ???

Thanks

PNPSUKNET

I-cd publishing-corporatepay ltd id verification
creation financial services ltd finance provider

stikiuk

PNPSUKNET wrote: »

I-cd publishing-corporatepay ltd id verification
creation financial services ltd finance provider

Thankyou, but i havn't applied for any finance which is baffling me

Empty_pockets

What type of searches are they?

stikiuk

Empty_pockets wrote: »

What type of searches are they?

It just says a Third party company, has made an inquiry against your credit report & A retailer company has made an inquiry against your credit report ???

RoxyK

Weirdly I've just had an alert and found the same message as yourselves. I'll be contacting Equifax tomorrow as I've no idea who these people are

PNPSUKNET

have you applied for a pre-paid card?

property.advert

If my memory serves me correctly, Creation operate financial services for 3rd parties such as store cards. So that could include a catalogue.

If you notice the new tv advert for that mens shop Jacamo, it states very quickly something about doing a search. I wonder if they might do some search even if you asked for a catalogue, even before they extend any notion of credit.

Just a thought.

RoxyK

PNPSUKNET wrote: »

have you applied for a pre-paid card?

Hmmm thats a thought. I won a prepaid 5 Euro mastercard and sent off for it last week. As its prepaid wouldn't have expected a credit check though.

property.advert

PNPSUKNET wrote: »

have you applied for a pre-paid card?

Would you care to explain why a pre paid card could trigger a credit search ?

never-in-doubt

Creation is actually Sygma Bank. They operate several credit cards - if memory serves me right they may have/had something to do with Duet. Their main card is Flybe (http://www.flybe.com/card/default.htm)

Details about Sygma/Creation here: http://www.laseruk.com/creation_about_sygma.html

Regards to the pre-paid card, this has no relevance to the creation, this may be the I.D check because even with a pre-pay card, they have to perform an I.D Verification check and maybe this was what was being referred to?

As above, to check out CorporatePay (which is a pre-paid card) see here: http://www.corporatepay.co.uk/why_prepaid.aspx