Under 18's Car Insurance payment?

AdotC

Basically, i am just wondering if I am able to pay my car insurance monthly even though I am under the age of 18? I have heard that I can, but from other people I have heard that I cant, because its just the same as entering a legal contract (in which you have to be 18 or over to do so).

Just want to clear up the confusion. Thanks.

alyssa_liss

i had to pay in full when i was 17, i know thats not very helpful sorry

dacouch

Some companies will allow you to pay instalments if the credit agreement for the instalments is either in the name of a parent or the direct debit instruction is signed by the parent. Your best bet is to ask the Insurers you are getting quotes from.

P.S Avoid Quinn if you have a provisional licence

AdotC

dacouch wrote: »

Some companies will allow you to pay instalments if the credit agreement for the instalments is either in the name of a parent or the direct debit instruction is signed by the parent. Your best bet is to ask the Insurers you are getting quotes from.

P.S Avoid Quinn if you have a provisional licence

Hmmm okay thanks, guess Ill just have to ring the insurance company.

Also, whats wrong with quinn? I know you said dont go with them if I have a provisional so it doesnt really relate to this, but they have given me the cheapest quote out of all the insurance companys i have found.

dacouch

Do you have a provisional licence by any chance?

AdotC

dacouch wrote: »

Do you have a provisional licence by any chance?

Nope, got a Full Uk driving license.. why?

dacouch

They have a trick of charging a massive extra premium when you pass your test.

Quinn are one of the worst Insurers going, I would describe them as the Ryan Air of Insurance, have a search of the MSE forums for Quinn to find a number of threads or google something along the lines of Quinn + Problems or Complaints or Reviews

Hadrian

Hands up all those who would insure a 17 year old to drive a motor vehicle.

jonesMUFCforever

The legal reply would have to be no.
A minor cannot legally enter into a contract until they attain the age of 18.

dacouch

There are exceptions

jonesMUFCforever

Only for necessary goods - who knows whether motor insurance comes into this category - I don't know of any case law either way.