next directory help

stokefan

hi, the other day i set up an account with next directory as im planning to buy some stuff from the sale.

but i have just checked my account and it says i have got a credit of 250 quid.

i thought i was just opening a cash account!

im pretty sure i wouldnt have passed any credit check (not to mention i never agreed to one/unless it was hidden)

do next have the right to do this, and the fact i havent signed anything?

Cash_Flow

stokefan wrote: »

hi, the other day i set up an account with next directory as im planning to buy some stuff from the sale.

but i have just checked my account and it says i have got a credit of 250 quid.

i thought i was just opening a cash account!

im pretty sure i wouldnt have passed any credit check (not to mention i never agreed to one/unless it was hidden)

do next have the right to do this, and the fact i havent signed anything?

Yes they do.

In future I suggest you take the time to read the terms and conditions

stokefan

Cash_Flow wrote: »

Yes they do.

In future I suggest you take the time to read the terms and conditions

devious gits.

not happy at all about that

school boy error on my part i guess

fawinds

They have probably searched your Equifax credit file.

Anyway, just email customer service and ask for your account to be closed or just to reduce credit limit to 0. Then you will be able to buy and pay with a credit or debit card.

Cash_Flow

stokefan wrote: »

devious gits.

not happy at all about that

school boy error on my part i guess

I know it happens to all of us in some way or another;)