Time to sort out the debt * 8 weeks on *

a_j_mair

got a good slepp last night, fell asleep on the couch for a couple hours not so tired today

hoping to just spend 30p on my paper today but my brother did mention something about circuits tonight but not sure if there are any tickets left

will wait and see if i hear from him, could do with the exercise though

a_j_mair

Almost halfway to my target, not sure if i will make it or not but will keep trying.

Got overtime due next week and working on saturday again.


Anyway was away at circuit training for the first time ever, i thought exercise was walking home form the pub

Could hardly sit up out of bed this morning, my knees were bloody sore last night, i could hardly walk out the place. Think i will probably go back next week all the same

sucker for punishment

And its friday again think i am going to start looking for different things for my house when i get to build it today, was thinking about it in the shower last night

want a fancy bathroom

a_j_mair

Well my legs feel heavy today, was playing golf yesterday. Played to my handicap so still a good 5 shots wasted though

payed another £50 of cc today

a_j_mair

no savings was only £50 but just payed that off my c/c

get my payline tomorrow and will maybe manage another £50 on friday

at least im getting one cc closer to payed off

a_j_mair

Im sore again today, went to the circuits last night, women taking it was laughing at me saying she was surprised i came back :rotfl:

Was a good laugh but my shoulders are like lead today

Planning a quiet weekend again this weekend, maybe work tomorrow and will see what the weather is like on sunday, maybe take wee one to the pool

:j only £50 left on cc 1

a_j_mair

Well 8 weeks on and have managed to get a whack payed off. Still hoping to reach my target for xmas.

Next job is to try and get xmas presents for every one

Got to get

Sister and husband
brother and wife
mum and dad
partner
daughter (only 14 months at xmas)

Any ideas

going to manchester and got something else planned for gf
daughter wont be getting much

but need ideas for cheap and easy pressies for family

tking

Congratulations on your progress so far! Looks like it's all well under control. I haven't got any good ideas for the pressies I'm afraid. Best of luck and keep up the good work.

a_j_mair

Well thats 11 weeks tomorrow since i started keeping track of debt repayments and we are progressing quite well.

I have managed to get all the xmas presents bought aswell.

Off to manchester this weekend, will be using some xmas money i got from the folks. Looking forward to it especially seen as dont have to buy anyone else anything maybe get daughter something right enough but that doesnt really count.

a_j_mair

Well a new year

I managed to get most of my target payed off before xmas

Have now only got 1 cc debt along with some debt to the folks

So the plan is to pay off that now

Started today with £15 and will be making payment to cc later aswell

Have also been having a look at my mortgages as deals run out in march but i am swaying to leaving it on the SVR and keeping my eye on interest rates before signing up to a 5 year deal, at present i should be able to knock 4 years off i was to sign up to 5 year fixed deal and increase my payment by £20 or so a month

Will wait and see what we decide

Also checked settlement on the car, thats at £6000

So it will be the next debt to target after this one

We are needing to buy a new bed aswell after the matress decided to attack the OH popping a spring out into her back.

Need to get back into work and overtime now the xmas period has finished

Verbatim

Glad things are going so well. love the pics of your daughter on her swing.