Time to sort out the debt * 8 weeks on *

a_j_mair

payed off another £50 today

a_j_mair

payed off £63 from cc again today, its slowly going down

however insurance is up for renewal on th 9th £558

renewal came through at £20 more than last year

phoned around and cheapest i can get is £430

So need to try and find the money in the next 2 weeks or will have to put it on the cc and just pay off as much as possibile only going to have next weeks wage before then, have 10 hrs overtime just now so maybe try and get another few in before wed and we might manage to scrape by with out the cc

Tixy

Hi AJ

Have you checked out whether you can earn cashback on your new insurance policy? Always worth factoring that in. Also did you read through Martins article on all the little tips that can make small differences to your quote?

Your signature totals are coming down nicely. Well done

a_j_mair

yeah tried all the different things, RAC was 376 on comparison site but once you went in it went up to£470ish without legal cover or coutrtesy car iirc

quote i have is through Kris Knott, heard of them on vectra c forum, quote includes courtesy car and legal cover etc

i will double check if a can get cash back from them

any other ones i could get cash back from were no where near reasonable quotes

i thought now being 25 with no claims or points in the last 3 years with 2 ncb would help get it down but apparently not

a_j_mair

well had a great weekend but spent more than i should

not to worry, Bank of M&D is happy for now so will be able to use that cash for CC2 this week then try get the insurance paid for

Going to be working on saturday hopefully taking a chimney down aswell so that will be fun and some extra cash

on a more fun note got our tickets through for Russel Howard at MEN arena in december

late birthday/early christmas present :j

a_j_mair

just got my payslip for this week, it looks nice with the overtime but with dipping into my overdraft this week and the insurance coming up im going to be broke for the next week or 2

hopefully just about manage to pay the bills on the 1st of the month

Will need to try and have a very tight wallet next month and try get as much OT as possibile. managed another couple hours yesterday

i also need to check BT they seem to charge me £14.50 DD each month for there free package and line rental, sure i have asked before and was told i get 2 months free possibily, going to check again though

also need to phone SKY :mad: have already rang twice and they are still charging me £5 to much, thats 2 months now

will need to try and use it as leeverage to get some more discount

a_j_mair

good news

just got given £100, my share of the scrap money from work, BONUS

Also been asked to taxi tomorrow noght, dad has a table at a charity event and needing a lift home so might get a couple £ for that

should be fine for bills this month now, just insurance to sort

anyway, wee one is off to her aunts tonight and im going to play 5 aside for the first time in months, not looking forward to it!

a_j_mair

going to try and find cheaper broadband i think

keep seeing deals for £5/m etc but dont think i can get them

going to look into it more

a_j_mair

another £50 off the credit card

got statement through from post office aswell which is a relief ao it will need payed next week

Is the weekend now though

think i am working tomorrow then maybe try and get some jobs done round the house on sunday depending on how rough i am feeling

a_j_mair

Had a good weekend, quite night in on friday and down to my mates on saturday, managed to get buy without spending anything

wee one was up during the night on monday screaming the house down, still not caught up on my sleep

bills are ok this month

just renewed insurance, £131.99 deposit and 10 instalments of £32.99

not ideal as that is another monthly direct debit but needs must to try and get back to a clean slate

nearly the weekend again aswell

busy weekend this week dinner friday work saturday golf sunday

thats the plans anyway will wait and see what happens